2004 credit card debt. Bank sold debt to collectors. Bank issued 1099-C in 2012. Can bank issue 1090-C after selling debt off?

It is permissible for a bank to charge off a debt, issue a 1099C, and then sell it. The fact that you had collection agencies working the account...

Does this apply to out of state lawyers too? Do they not need to be licensed to practice in NC to carry out debt collection?

Lawyers who are from outside North Carolina, and are collecting debts under their name on behalf of their clients, do not have to have a North...

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We reached an agreement with a credit card and have upheld it perfectly, can they still sue us?

Did you reach the agreement with the credit card company's lawyer after you were sued? If so, and the lawsuit is still pending, the Court probably...

If you owe a credit card co. from 6 yrs ago and they have a process server call you and a law firm do you have to pay?

This sounds like a scam. Process servers usually do not collect payments or settle debts in North Carolina. Never give your banking information...

I am looking for how to refinance mortgage after 2008 Chapter 7, with NO REAFFIRMATION

Shop around. I agree with the suggestion of a local credit union. The big banks will stick together on this. It is a rare situation where...

Repossed car from 3 years ago can they garnish my wages being told they will and take 25 % and also they harass me at work

Assuming that they have not obtained a Judgment against you in another state that allows garnishment, these are misrepresentations. I assume that...

Any reason, in NC, why attorney suing on behalf of a plaintiff owed credit card $ would need to be licensed as a debt collector?

Because lawyers collecting a debt are not defined as "debt collectors" who are required to have a collector license under Chapter 58 of the North...

You need to turn this over to the insurance company that insured you back when this happened. If you have been sued, you need to hire a lawyer to...

How doing I file a motion for cause to dissolve garnishment

Can you give more details? Have you already been sued by the hospital, and did they get a judgment against you? Is this a VA hospital or a public...

Am I liable for my deceased siblings HOA fees? She lived in a different state and I am not a cosignor on anything.

If you were an executor or administrator of an estate, you would have been sent letters appointing you. Be sure and write letters to the collectors...