Can you be arrested for not paying back a payday loan in full?

No. It is not a crime to not pay your debts. Debtors prisons no longer exist. This debt collector is violating both state and federal law. ...

My husbands & his ex wife owe a heating bill. Can he pay his half & have her pay hers half? The bill is in both of their names.

I agree with the previous answer. If I am reading the question correctly, the answer is Yes. Two people can each pay half of a bill. However, if...

I am filing chapter 13 and want to know if they will take my income tax return

If you can protect your refund as an asset by exempting it, then yes. Throughout your plan, the norm is for you to keep the first $1,500 of any...

My ex filed bankruptcy and I am concerned about losing my auto that was purchased jointly. If I continue to make my payment is i

I agree with the previous answers, especially if you are also responsible for the loan.

Does an attorney's mailing of a cease and desist letter to a creditor or credit collector re-age the alleged debt?

I agree with everyone else. The statute of limitations runs from the date of the last breach, not from the date of the last correspondence. The...

I agree with the previous answers. I tell my clients all the time that it is nothing to worry about. Unfortunately, they don't realize that is...

Can you pay your chapter 13 debts off early

Normally no. Typical exceptions that could arise are if you were paying your debts off in full or if you are beyond 36 months and you were only...

I have received a letter from a credit collector representing an original creditor I don't recognize. What is best thing to do ?

Good advice so far. You should definitely ask the debt collector to verify the debt. Contacting the original creditor is also a good idea. And,...