Archived
Do I have any recourse against the attorney or Wells Fargo? Should I report my situation to the West Virginia Bar and /or FTC.
Todd's answer
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Answered on January 20, 2016
That is all good advice. I don't have much to add, just to lend support to the comments above. What you 'should do' is advice that should come...
Archived
What if anything can I do about the credit card debit can I use sol law or I'm pretty much stuck here?
Todd's answer
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Answered on January 03, 2016
The statute of limitation (SOL) on a written contract in WV is 10 years but the correct state's SOL to use is the one specified in the contract. ...
Archived
What is the statue of limitations on debt collection?
Todd's answer
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Answered on September 20, 2015
I depends on the state law governing the contract. In WV, the statute of limitations on a written contract is 10 years.
If the debt was...
Archived
What area of law does an attorney need to practice to sue lenders in Federal Court? I live in West Virginia
Todd's answer
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Answered on August 16, 2015
If no payments have been made for 13 years, then it should be beyond the 10 year statute of limitations and, therefore, uncollectible. And if the...
Archived
What do I do if a garnishment comes out of my check but its not for my debt?
Todd's answer
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Answered on May 23, 2015
I would suggest doing a few things. First, I would file an Affidavit For Exemptions with the court asap, and continue filing it every pay period...
Archived
Bankruptcy: I would like to get a clear answer on this please:
Can a husband and wife file different bankruptcy's .
Todd's answer
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Answered on April 15, 2015
You can. I agree with the previous answer. If you file separately, you will still list household (includes both) income and expenses.
Archived
HELP WITH LEGAL JARGON!!!!!!
Todd's answer
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Answered on December 03, 2014
You should put $1,000 in the box to maximize what you can protect, which is normally the full amount the creditor would get (which is 20% of your...
Archived
Can bankruptcy be filed on a joint account by just one of the borrowers?
Todd's answer
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Answered on October 25, 2014
I agree with the previous answers. Mortgage debt is dischargeable. If he discharged the debt, that would leave her solely responsible. If this is...
Archived
Automobile repo
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Answered on September 05, 2014
The amount your owe, the deficiency balance, can be collected in many ways. The creditor could simply report the delinquent debt to your credit...
Archived
I am being sued by a credit agency for a vehicle. Do I need an attorney? And if so how can I retain one for free?
Todd's answer
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Answered on July 24, 2014
It is proper for a creditor to sue to recover the deficiency balance owed after a vehicle has been auctioned off. Timely filing an answer is...
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