I have a judgment against me from Capitol One for a credit card account that I opened in the state of Virginia...

Typically creditors will settle a credit card debt for 40 to 60 cents on the dollar. If the creditor settles the debt for an amount less than the...

Received a freeze on account from Capital One today 12/12/14....garnishment summons

A valid debt is not required to be on your credit report. If the creditor obtained a judgment against you prior to the statute of limitations...

What are my rights/how can I avoid or put a stop to a garnishment?

If you were not properly served notice of the hearing where they obtained judgment against you you may be able to reopen the case. If you reopen...

Bankruptcy affecting authorized user

Authorized users are not liable for credit card debt. Co-signers are liable for credit card debt. When a person files bankruptcy the credit card...

How does a person know if their pension is a Erisa type pension?

In Virginia, once a Court has entered a Judgment against you then the creditor can garnish your wages, attach your bank account and place liens...

House was inherited. I own it along with 6 sisters.can my husband take my portion?

Generally speaking your Husband could not claim an interest in your share of inherited property. Inheritance is normally considered "separate"...

Temporary Qualified Domestic Relations Order? How do I find an example in Georgia?

I have never heard of a Temporary Qualified Domestic Relations Order (QDRO). In Virginia a Qualified Domestic Relations Order is entered and then...

While there is a short deadline for the Trustee to Object to your exemptions there is no deadline for him to administer and asset that was not...

I loaned someone a significant amount of money but the person is currently under Chapter 13. Have they violated their bankruptcy

In some cases a debtor may be required to obtain court permission to borrow money while in a Chapter 13 Bankruptcy. Some courts have a threshold...

I want advice on filing a motion to lift chapter 13 bankruptcy stay. I want to file myself.

I certainly respect your Do-It-Yourself spirit, but there is no way that it is a good idea to handle this type of motion without an attorney. Some...