Graham T. Jennings Jr.

We understand the intense financial and emotional hardships associated with bankruptcy, and work hard to minimize the loss of assets such as home, business or farm. At our firm, you are never a case number. Our clients are located mostly in the cities of Richmond and Colonial Heights, and the counties of Amelia, Chesterfield, Goochland, Hanover, Henrico, Nottoway, Powhatan and Prince Edward.

Chapter 11 allows you to reorganize your business's unsecured debts. With a careful analysis of your debts and assets, we can prepare a proper Chapter 11 repayment plan. Under a typical plan, you are allowed 72 months to repay your creditors. This bankruptcy protection can effectively allow you to stay in business while you restructure your debt obligations.

With a Chapter 13, you are allowed to repay creditors up to sixty months to help reduce, or even eliminate, certain debts. Our Virginia Chapter 13 lawyer possesses sophisticated knowledge of bankruptcy code. We can review your financial situation to determine if Chapter 13 bankruptcy is your best option. Chapter 13 bankruptcy may be a good means to prevent foreclosure on your home.

Chapter 7 bankruptcy protection basically allows you to discharge, or not pay, certain non-secured debt. Chapter 7 can prevent: Creditor harassment, Wage garnishment, Liens, Lawsuits. Our legal team is dedicated to protecting your interests. We can leverage state and federal exemptions when filing your petition. These exemptions allow you to shelter certain assets, such as your home, under specific, complex guidelines.