Likely loss after creditor Judgment Asset Disclosure, of one of two vehicles which would both be common property?

Sit down with a local lawyer. So much more is needed to know what you can protect and what you risk. Typically, each person has exemptions to...

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Do I have the right to know the information being used against me?

Absolutely not. Demand it in writing. This person has most likely violated the Fair Debt Collection Practices Act. Gather whatever information you...

Can my car be seized?

Check the laws for exemptions (every state has them). That will tell you how much you can protect from creditors. If you cannot protect it all,...

Old debt being cleared???? Whats up with that? Should I still File BK???

There are two possibilities. One is that the debt was forgiven. In that case, you may have tax liability for the forgiven debt. The other is that...

How can I build credit when I have no credit? I've applied for everything I was told to apply for to build credit but was denied

Look into local credit. Finance the purchase of something. Some places will do 90 days or one year same as cash. Pay off the debt before the time...

I see nothing wrong with stopping payment on a collections check, but I would confirm with a California attorney. The debt can be discharged in...

I can't answer the first question, that is state specific. As to the second, tuition is dischargeable. Only qualified student loans (federal and...

I took Pre-filing counseling before I filed Chapter 7. Can I use a DIFFERENT company for the post-petition counseling session?

Yes, as long as the company is approved by the U.S. Trustee.

Bankruptcy

No one can be forced to waive his right to file for bankruptcy. However, debts awarded to you in the divorce are not discharged in a Chapter 7...

Is Freedom Debt relief a good program,I am on ssi and income went down

If your income in SSI, no creditor can touch it. Let the statute of limitations run and the debts will be too old. Don't struggle any more. Stop...