Bankruptcy agreement funds non refundable which but can the funds be used at a later date.

You need to read the agreement to find out what happens.

Using my SSN

Put a fraud freeze on your credit account with the credit bureaus. You can block that information. It makes things difficult when you want credit,...

SSN

Put a fraud freeze on your credit account with the credit bureaus. You can block that information. It makes things difficult when you want credit,...

Contact the website and inform them of the error. It is not a false light, because you were the contact at one point. It is a matter of lack of...

Received motion of summary judgment from previous second mortgage, is it best to file bankruptcy now?

It depends if there is anything to collect against. See a local lawyer about your entire financial situation. Do it before the judgment is entered...

Can I keep three cars when I file for Chapter 7 bankruptcy?

It depends on how much they are worth and what you can protect. If you are financing all of them, I doubt it will happen. You need to talk to a...

Can a credit card collection company garnish my wages?

Judgments come first. Then, there is another suit for garnishment. You should fight if a debt collector sues you because most of them cannot prove...

Deed in Lieu signed 2 years ago: what is the best next step to close the open and due mtg on credit? Bankruptcy now?

Sometimes, a deed in lieu leads to debt forgiveness. Obviously that did not happen here. You can bankrupt it. See a local attorney for a...

How do you determine when the debt incurred? Is it when it was used or when the credit card company sold the credit to the debt

To complicate matters, the credit card may be subject to a different state's laws. Some states have borrowing statutes that limit the SOL if you...

The local water company hired a collection agency and also reported to my credit bureau a $230 debt that I had no knowledge of.

Rarely is a creditor obligated to bill you first. If you owe the money, then pay it and dispute it with the creditor bureau (it may not work, but...