What can i expect in court?

First, you can argue that the debt is too old to collect. Second, you can demand discovery. Demand proof of ownership of the debt. Third, look...

My husband recently passed away and I found out he has numerous credit cards. Do I have to pay these?

They are probably looking for estate assets that can be used to pay the bills. If there are no assets, if they are all protected (like retirement...

I am have my checking account garnished is there anyway to stop this?

The first question is who is garnishing you. The federal government does not need a judgment to garnish for certain obligations. Child support...

Derogatory comments showing up on my credit report from creditors who were included in my chapter 7 bankruptcy 3 years ago.

You may have a claim against the creditor or the credit bureau as well. Send a disputed certified mail return receipt requested to all three credit...

What should the next step be?

Check with the court to find out if the case has been dismissed prior to the hearing. In this jurisdiction, the court will usually dismiss the...

Do I need to hire an attorney in this case?

Around here, failure to appear means that your case is certified to the court for dismissal. Failure to file the necessary documents means that...

The Statement of Intention is a required document. It must be filed. Failure to comply with it just means that the Automatic Stay ends early....

Ex spouse filing chapter 7 - join property question

The person who files will have his/her personal liability discharged. If there is a property settlement agreement or court order making the filing...

I filed bankruptcy Nov 09, and I will be receiving life insurance money from the suicide of my husband. Do i have to repay?

I am sorry for your loss. The short is it depends on when he died. If he died before you filed, you had to disclose the life insurance and could...

I have spoke with the Law office I am using and was told the paralegal said I can not count anyone in my household I don't claim

Counted for what? Everyone in the household is supposed to be counted for the Census. Only those people who meet the IRS definition of dependent...