Archived
How do I get money owed to me through a judgement when the defendent is now deceased as of a few months ago?
Mitchell's answer
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Answered on June 02, 2010
If there are assets of the estate, you can collect from there. If there was liability insurance at the time of the accident, you can collect from...
Archived
Filed Bankruptcy May 4th, Creditor meeting is June 8th. But I just got a call from a creditor that I missed on my papers
Mitchell's answer
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Answered on June 02, 2010
You cannot change the meeting date (and it is not a good idea to try absent an emergency). I would amend the documents to include the creditor (I...
Archived
What all do I need to bring with me to the 341 meeting of creditors?
Mitchell's answer
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Answered on June 02, 2010
All you need to bring is your photo ID and proof of Social Security number. At least 7 days before the hearing, you must send the trustee a copy of...
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Archived
Filed bankruptcy and wages were still garnished. What should be included in the letter to request my money back?
Mitchell's answer
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Answered on June 02, 2010
Where is the money now? Did the court date for the garnishment pass? If so, contact the creditor now to demand the money back. If not, then notify...
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Archived
Specific question about Garnished money! Chapter 7 Bankruptcy Please break this down for me. Very confused. I have no Lawyer
Mitchell's answer
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Answered on June 02, 2010
These answers assume that the creditor already got the money. If the court date has not passed, the money is sitting either with your employer or...
Archived
Can interest rates be renegioated during chapter 13 bankrupcy
Mitchell's answer
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Answered on June 02, 2010
Interest rates depend on what you are dealing with. Unsecured debt generally gets paid without interest. Secured debt on personal property is...
Archived
Bk
Mitchell's answer
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Answered on June 02, 2010
You must disclose everything that you own and everyone you owe. You cannot exclude any assets from the bankruptcy petition. In a Chapter 7, you...
Can I skip a mortgage payment?
Mitchell's answer
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Answered on June 02, 2010
Never reaffirm a mortgage. I know no attorney who would ever advise it and it is not required. I wonder whether any judge would even agree to it...
Archived
Exorbitant fees on old credit card debt.
Mitchell's answer
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Answered on June 02, 2010
I agree with my colleague. I want to add that you should talk to an attorney knowledgeable in the Fair Debt Collection Practices Act. It is a...
Archived
Can I protect Social Security from creditors
Mitchell's answer
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Answered on June 02, 2010
Social security money is protected from creditors. The federal statute also exempts the proceeds from creditors, including bankruptcy. Make sure...
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