How can an ex provide my info to a collection agency?

If you did not take your son to the doctor and you did not sign anything authorizing treatment, then fight them. Send a dispute letter certified...

Can i be sued if i offer to pay 25.00 per week on the debt, and they refused my payment?

Without a written agreement to accept less or accept on a different timetable, it sounds like you had no agreement at all. If they get judgment,...

Overdraft Repercussions?

Ask them. They might close the account and turn it over collections, seize anything that gets deposit to cover the shortfall, or just wait a while...

How do I answer a suit as defense if I do not recognize the debt?

Attorneys cannot provide you with forms because of the ethics rules. You can get samples from the local law library. Attorneys just starting out...

After being sued, can I still attempt to validate a debt sending a letter to the plaintiff? or should I do it through the court?

By the way, HSBC bought Household Bank many years ago. They are one and the same company. Best Buy credit cards are written by HSBC/Household Bank.

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After being sued, can I still attempt to validate a debt sending a letter to the plaintiff? or should I do it through the court?

The validation applies to collections letters not lawsuits. You need to respond to the suit and make them prove every point that you dispute. The...

This only applies in Chapter 13. In Chapter 7, you are responsible for the debt. You might want to get your lawyer to send the dealer a letter....

How do I find out if someone was court ordered to pay me restitution?

Contact the court or the sheriff's office that was involved. [This communication is intended as general information and not specific legal...

Is credit card settlment a scam or is it real

Most of these companies can not do anything more than you can do on your own. Find out what percentage of the people that hire them actually...

Can a debt collector garnish, freeze &/or charge my bank account &/or my wages in Texas? if I deposit only my paycheck.

I am not a Texas attorney, but it does not look like Texas allows wage garnishments. You may have an argument that your bank account cannot be...

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