Protection of assets as a result of a short sale.

Your money was protected when it was in the 401K. If it has been less than 60 days, you can roll it into an IRA. You must include every penny that...

Options in Lieu of Foreclosure

If it sounds too good to be true, it usually is. Many of these companies take over your house and expect you to rent back from them until they can...

Deed in lieu

Yes. It will be noted on your credit report that you did this as well.

How long after you are late on first and second mortgages are late before they start foreclosure proceedings

I have had clients in houses for up to two years without making payments. There is a glut of foreclosure homes and the lenders do not seem to start...

Can an employer is maintain a profit sharing account in my name, even when I no longer work there?

How they handle the account depends upon a complex set of tax rules. They can keep it open for a period of time. You lose nothing by them doing...

VA-Can a pay-day lender not licesned in my state be able to take legal actions against me.

if the company tries to sue you, you can claim violations of the pay day lending act if the company was not licensed to do business in Virginia....

If a company is trying to get a judgement for money, and i receive badgercare and foodstamps. Can they garnish my wages.

Your wages can only be garnished if you make more than the amount protected by your state's laws. Whether you receive government assistance does...

Liable for spouse's medical bills?

While I cannot advise on your state specifically, I can tell you that some states have laws that can make one spouse responsible for the necessary...

Having a Case Dismissed

If the action is stayed and your case is dismissed, the court case usually will have to be refiled. If your case is discharged, then no further...

The payments that you made should be credited to your debt. Any agreement that you had with the creditor should have been in writing and, if so, is...

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