Archived
When can a declaratory relief be filed? After a Ch 7 no assets case is reopened, the newly added debt has been discharged?
Mitchell's answer
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Answered on August 17, 2010
In bankruptcy, debtors can file an action asking the court to determine whether a debt is discharged. Creditors file it when asking the court the...
Archived
Help! I'm doing this in pro se.
Mitchell's answer
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Answered on August 17, 2010
If grounds exist to grant the Motion for Relief, then whatever else you intend is irrelevant. If you cannot catch up the payments or dispute the...
Archived
Do I need to sale my house in bankruptcy?
Mitchell's answer
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Answered on August 17, 2010
Are you behind on the payments? Can you afford to make the payments? Is there equity? These are just some of the questions that you need to answer...
How do you stop a Chapter 13 bankruptcy?
Mitchell's answer
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Answered on August 17, 2010
Unless the case was previously converted, they have a right to dismiss the case. However, if there is a deficiency from the foreclosure, that may...
Archived
Can you refinance a mortgage that was discharged in chapter 7,if we are still making the payments?
Mitchell's answer
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Answered on August 17, 2010
Currently, you are not personally responsible for the mortgage. However, if you do not pay, you lose the property. If you refinance, then you WILL...
Archived
I filed chapter 13 and just lost my job>
Mitchell's answer
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Answered on August 17, 2010
The filing fee to convert is only $25, the difference between filing Chapter 7 and filing Chapter 13. You may also qualify for a hardship...
Archived
What happens to land (already paid for) prior to filing for bankruptcy?
Mitchell's answer
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Answered on August 17, 2010
You need to know what the lots will sell for. Then you need to know how much property California law lets you protect. The difference has to be...
How do you prove someone is hacking into your computer, either legally or illegally?
Mitchell's answer
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Answered on August 16, 2010
Good security and firewall will stop all but the best of hackers from using your network. Stopping use of the Internet is the only way to...
Archived
How much time does a lender have to transfer ownership of a home surrendered in bankrupcty?
Mitchell's answer
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Answered on August 16, 2010
If the lender takes the property, then it is responsible for upkeep and taxes and homeowner association dues. Why would the lender want that? I...
Archived
Domain name trademark
Mitchell's answer
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Answered on August 16, 2010
The .co is for companies in the United Kingdom. The .com is for companies in the United States. That is how the registrations started and is not...
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