When does one convert from a 13 to a 7 verses let the 13 dismiss and refile as a 7?

Consult with a local attorney about possible a hardship discharge or conversion. If you dismiss and refile, you will have protection with the...

I've heard in Texas you can keep your rental properties if file chap 13... a. is this true? b. does it matter if owned outrig

If you have exemptions to protect the property, you can keep it. If not, you will have to pay the unprotected portion in your Chapter 13 plan....

If the trustee filed a no distribution report, then your only hurdle is waiting out the timeline for objections. I have not had clients with...

I filed for chapter 7 and was discharge about 10 months ago

If you were discharged before any state court ruling on divorce or property settlement, no judge can resurrect that debt. For the rest of your...

Chapter 7 and foreclosure

Check with a Colorado attorney about state foreclosure law. The prior answer is not always true. When you filed, the lender had to stop the...

Proof in contesting a bankruptcy.

I agree with Mr. Stone. If you own the asset, you are obligated to disclose it or face possible denial of discharge, perjury charges, and fraud. If...

Notify your bankruptcy attorney. You will need to disclose this information to the court. You may be able to amend your schedules without reopening...

What should I do about charged off 2nd heloc ?

Some deficiencies are not allowed in California, especially for primary residence purchase money loans. Talk to a California attorney about whether...

My car is worth retail 19000, I owe 7000 dollars on it, can I keep it in chapter 7, I live in california

What I have not heard is any question of how you reached the value. The question here is what would a trustee get for the vehicle if he liquidates...

I filed Chap. 13.Can I postpone payments on the 2nd mort. until it is discharged.

You cannot delay the second mortgage, nor can you modify it. However, if the amount owed on the first exceeded the value of the house on the day of...