If the foreclosure actually took place, the lender or new owner has to evict you under state law first. That takes time. [This communication is...

Ii got a letter in the mail that the house im renting will be auctioned do i pay rent to the landlord or the courts

Who is the lender? Many of them introduced a moratorium on foreclosures and all 50 attorneys general from all 50 states are investigating. I doubt...

Foreclosure after divorce

The lender probably included you because your name appears on the deed. The lender needs to get a clear title to foreclose and sell the property....

Foreclosure as result of failed short sale

If your state allows deficiencies, then your lender can come after you for the loss. If they forgive the debt, they will send you a 1099. The good...

I am a tenant and just found out that the house I am renting went in to judgement of foreclosure and sale do i still pay rent

Pay the rent to the court and let the landlord and lender battle it out to determine who is entitled to the money. That way, you comply with your...

Discrepancy between answers from bank about loan modification.

Loan modifications are still rare and no law requires them. As long as they did not discriminate against you for being in a protected class...

You may have issues with the Federal Computer Fraud and Abuse Act and even some state laws if you access someone else's email without...

Bankruptcy - Discharge

If you cannot negotiate the bill, you may be able to get your case dismissed and refile it to include the debt (talk to a lawyer first before doing...

Financing a vehicle while awaiting discharge for Chapter 7?

Court approval is NOT required to obtain financing in Chapter 7. You have to wait until the trustee formally abandons property that you have...

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I have a private student loan that was discharged in chapter 7 bankrupcty in 05/2009, but still getting billed and made payments

You credit report is incorrect. Student loans are not discharged in bankruptcy unless, as has been said, you filed for and received a hardship...