Converting to chapter 7

Conversion costs $25 (the difference between the Chapter 13 and Chapter 7 filing fees). There are also attorney fees if you hire one. Whether you...

Does student loan money received count toward income for means test purposes in chapter 7?

Loan distributions are not income under any circumstances. [This communication is intended as general information and not specific legal advice,...

Bankruptcy- can child support arearages be done in bankruptcy?

Child support arrearages survive Chapter 7 and must be paid at 100% in Chapter 13. Regarding the classes, you must take credit counseling before...

A loan disbursement is not income under any circumstances. A gift is. [This communication is intended as general information and not specific...

We have made payments (not applied)to HOA yet they insist on forclosure on a home that has been exempt in a Chapter 7 discharge.

Bankruptcy does not affect ongoing HOA payments. If the payments accrued post petition and you missed just one, then the HOA was within its rights...

My chapter 13 atty wouldn't file a hardship when I got 2 payments behind with a doctor treating me medically for it. Than quit?

Was it possible to modify the plan? If so, a hardship is not possible. [This communication is intended as general information and not specific...

What can be posted to my credit report after bankruptcy?

You can do two things. First, send a dispute to the credit bureaus. They should list that the debt was discharged in bankruptcy. Second, contact a...

How can I have a Lawyer review my case and confirm that I have not be a victim of foreclosure scams?

The closing documents are needed to determine whether the lender violated any law that can be used to stop a foreclosure. You will also need any...

Foreclosure in AZ.

When the property was given to you by quit claim, the liens went with it. If you and your husband owned part of the property before the line of...

What can I do after Deutsche bank files Motion for Summary Final Judgment of Foreclosure?

Your options may be limited. Chapter 13 bankruptcy will help you keep the house and catch up the payments (if a plan can work). If you or an...