Archived
What can I do to (or How do I) collect on a promissory note that I accepted from the sale of my business?
Mitchell's answer
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Answered on December 05, 2010
Massachusetts law may apply, but you can sue the person in Texas if you can find him there or in Massachusetts. Contact a Massachusetts attorney...
Archived
Can HOA deduct a "post bankruptcy legal fee" from a refund of overpaid dues on foreclosed condo?
Mitchell's answer
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Answered on December 05, 2010
If the dues were due and payable on the first of the month, then the August bill was pre-petition making it discharged. The post-bankruptcy legal...
My husband cosigned a loan for a motorcycle but they stopped paying and then sold the bike. How can we get out of payments?
Mitchell's answer
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Answered on December 05, 2010
Was your husband listed as owner of the motorcycle? If so, he should file a police report because the bike was stolen from him (at least his share)...
Archived
I won restitution in a court case and now he is filing bankruptcy so he doesn't have to pay me, can he legally do that?
Mitchell's answer
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Answered on December 05, 2010
Criminal restitution is not dischargeable in bankruptcy. However, if the case is filed under Chapter 13 and the person is trying to discharge the...
HUD loan was turned over to the dept of treasury for collection. How do we offer settlement & how do we know whats fair offer?
Mitchell's answer
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Answered on December 05, 2010
Garnishments are only available if there is a judgment or a statute giving administrative wage garnishment powers (this is available to some...
Archived
Do I need a debt consolidation lawyer
Mitchell's answer
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Answered on December 05, 2010
No one can do anything to negotiate debts that you cannot do yourself. Do not pay anyone to do this. However, you have been sued. I agree that the...
Archived
An attorney called me and wanted payments on a debt. I have not signed anything. Should I pay anyway?
Mitchell's answer
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Answered on December 05, 2010
Document everything. Then take it all to a local consumer law attorney for review. Sign nothing and agree to nothing without having something in...
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Archived
I am legally seperated, not divorced. We filed bankrutcy together in 2002. Can I file without her before the divorce
Mitchell's answer
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Answered on December 05, 2010
You have asked many questions. The short answer is that you can file alone. If you are obligated to pay any of the debts through a separation...
Archived
Used brothers creidit card without his knowledge whats your advice?
Mitchell's answer
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Answered on December 05, 2010
You are liable to him. Also, if he or the creditor decides to press criminal charges, you will need a lawyer. You could be ordered to pay...
How do I go about doing the hearing for a reaffirmation agreement if we choosing not to have our attorney handle it?
Mitchell's answer
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Answered on December 05, 2010
Most courts require that the attorney handle the agreement as part of the retainer. If you disagree with your attorney's advice and want to sign it...
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