Archived
I am currently in bankruptcy and have applied for a loan modification but was denied. what should i do next?
Mitchell's answer
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Answered on December 05, 2010
Ask why you were denied and seek reconsideration or see if you can file again. Otherwise, catch up the payments, amend the plan to do it (if you...
The court ordered Plaintiff to submit Bill of Particulars...still have not received my copy in the mail...what can I do?
Mitchell's answer
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Answered on December 05, 2010
If you never received a summons, you may have been able to set aside any default judgment. However, you showed up so that is not an issue. If the...
Archived
I am getting divorced, my husband has debt in his name only a truck and credit cards. am i responsible?
Mitchell's answer
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Answered on December 05, 2010
Unless the court orders it, you are not responsible. If court does order it, the debt is not subject to discharge in a Chapter 7 bankruptcy; it may...
What is the statute of limitation to collect on RI INCOME TAX?
Mitchell's answer
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Answered on December 05, 2010
No one asked the most important question, did you file a tax return? If not, there is no statute of limitations.
[I am a Virginia-licensed...
Archived
Was taken to court on repo truck, case was dismissed without prejudice in indiana now they are doing it again only in michigan
Mitchell's answer
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Answered on December 05, 2010
What you describe is a voluntary repossession. Chrysler can sue you for whatever you still owe on the lease plus damages. If you move, the creditor...
Archived
I am from Cleveland, Oh and in 2006 I filed for chapter 7 bankruptcy but in 2007 it was denied.
Mitchell's answer
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Answered on December 05, 2010
Was there a judgment and a garnishment? If not, then the lender cannot take the money out without authorization. Dispute the withdrawal and demand...
Archived
Do I have to attend a routine Motion
Mitchell's answer
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Answered on December 05, 2010
You got a great answer from a local attorney. All I will say is if you have an objection, you must appear to raise it. Otherwise, you waive the...
Archived
I filed for ch 7 bankruptcy Oct 31, I got to court tomorrow. We just decided this week to give up our home in the bankruptcy...
Mitchell's answer
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Answered on December 05, 2010
First, do not sign a reaffirmation agreement. Second, stop paying the mortgage. Third, the lender will need relief from the stay to come after you,...
Can debt collectors call my landlord?
Mitchell's answer
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Answered on December 05, 2010
The debt collector can call a third party once to find you. However, the debt collector cannot tell anyone that he is calling to find you for a...
Archived
How do you deal with an overseas company trying to collect debt?
Mitchell's answer
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Answered on December 05, 2010
You may have a claim under the Fair Debt Collection Practices Act. However, if the debt collector is out of the country, you will not be able to...
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