I have a default judgment for $12,000. Can I file to take personal property to satisfy the debt?

If they are individuals, they can exempt the property up to state law limits. If the property is owned by a corporation or someone other than the...

My loan company is threatening to garnish my check. They wont except any payment from me unless it is the amount they want.

If they have a judgment, they can refuse to accept a payment plan. They can refuse to reduce the amount owed. They can garnish up to what state law...

Resident requirement for federal bankruptcy exceptions

If you did not live in Michigan for the 2 years prior to filing, you cannot use Michigan exemptions. Florida exemptions are not available to...

How do i get a credit collector let me make payments on a car that was turned back into the bank.

You can dispute the debt. The lender may have had to follow certain procedures before it could seek a deficiency. However, if there is a judgment,...

Can I block this 3rd party from revealing my employment data received from employers that participate in their service?

Employment information is not private. It exists in many databases. There is no right to privacy in this information. [I am a Virginia-licensed...

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If the police find underage drinking by entering a house without asking on a noise complaint, is my right to privacy violated?

You have no expectation of privacy in someone else's home. If the police saw you drinking and suspected you were under age, then you gave them...

FACING FORCLOSURE. FELL BEHIND ON PYMTS TO MORTGAGE CO. SIGNED AGREEMENT TO CATCH UP.CAUSED US 2 FALL BEHIND ON PYMTS TO TST.

When the bankruptcy was dismissed, it was as if it was never filed (it still affects your credit). The modification that you received only applies...

If a home owner accepts a repayment offer to prevent foreclosure and honors the payments per the agreement - is it legal for the

Both the old and new owners or servicers of the note had to notify you of the transfer. You just had to pay the mortgage. If you need it, you may...

I have recently learned the house we are renting may be going into foreclosure. What is our leagal leg to stand on?

There is an exception if the new owner wants to move into the house as his/her own home. You might want to start looking for another place to...

I went to mediation on 7-12-10, did not come to terms with BAC. Filled out Hemp application and faxed on 7-24-10.

Lenders typically proceed to forclosure while they are evaluating cases for loan modification. Chapter 13 bankruptcy will stop it, if filed in good...