Archived
Is there a time limit in Florida or under Fair Debt Collection in which a Collector must provide debt validation?
Mitchell's answer
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Answered on December 22, 2010
A debt collector is not required to respond under FDPCA. However, they cannot collect without validating the debt.
[I am a Virginia-licensed...
Archived
My husband got served papers for his parents' foreclosure. This may be because he shares a name with his dad. How do we respond?
Mitchell's answer
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Answered on December 22, 2010
Is it possible that your husband has an interest in the property? If not, check with the local court to find out who was served and how OR, if this...
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Archived
Legal notice due occupant of foreclosed home.
Mitchell's answer
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Answered on December 22, 2010
Your question is more complex that it would seem. The first question is whether the lien holder properly noticed the foreclosure. The second is...
Archived
My house was supposedly sold at a sheriff sale on Nov. 3rd. I have not received any notification from the lender (BOA).
Mitchell's answer
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Answered on December 22, 2010
Did you receive the notice that your house was being sold? Lenders are not typically required to provide a notice that the house was actually sold....
Archived
Walk Away From Mortgage
Mitchell's answer
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Answered on December 22, 2010
Generally, if the first lien holder forecloses and all liens are not paid in full, the lien holders not paid in full can seek a deficiency. The...
If a contractor has a lien on my property, can he force forclosure in Wi. like a morgage holder can? I get different advice.
Mitchell's answer
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Answered on December 22, 2010
Generally, a lien holder without a deed of trust (or comparable authorization to sell) needs to sue in court for a judicial foreclosure. If that...
Archived
How can I take legal actions against a friend who posted private photos of me without my authorization upon being rejected,
Mitchell's answer
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Answered on December 22, 2010
Threatening you here in the U.S. subjects him to possible prosecution here and there. As far as the photos go, it would depend on who took them and...
Archived
Was told to pay restitution can I file Bankruptcy on the amount?
Mitchell's answer
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Answered on December 22, 2010
You really have two questions. First is can you include the debt. That answer is yes. You must list every debt that you have. The second is can it...
Archived
Can a bench warrant be issued for money owed to a rental company is merchandise returned?
Mitchell's answer
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Answered on December 22, 2010
This is civil matter. He did not steal anything. He has a bill that is treated like every other bill. He can be sued in civil court on the...
Archived
Involuntary lien notice in california
Mitchell's answer
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Answered on December 22, 2010
If this is a tax lien, it would apply much differently than a lien from a judgment creditor. You need to explain the type of creditor as...
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