Apparently I need a lawyer to talk to a collections person over medical bills...

You do not need a lawyer to contact collections. If you had a lawyer, then they could not talk to you. Otherwise, they can. However, if the...

My bank account has been garnished by my creditor. Can they garnish any other bank accounts?

A garnishment summons is usually aimed at an institution to collect all funds on deposit for you. If it is with the same bank, the creditors may be...

You charge me double i charge with amother $ 45 this month i had low bank balance that why they fine me $ 35

It sounds to me like you were charged a fee for overdrawing your account. If so, read the agreement with the bank, it governs. You can ask the bank...

What to do if you co-sign and the borrower no-longer pays..

You cannot report the car stolen because a legal owner has it and has a right to it. If someone does not pay, the lender can repossess the vehicle...

I am almost 65 and will begin social security in March 2011. I am quitting my job in at the end of february 2011 . ($5860/ mo)

The means test is only a presumption. It is not the end of it. If you had a reason to leave work, like medical reasons, you may have an argument to...

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Bankruptcy

File a claim in the bankruptcy, but do not expect much even with a priority debt. This situation has happened to a number of employees whose...

Money being held by a garnishee after bankruptcy discharge.

The money was garnished and you were entitled to it pursuant to the turnover order. The bankruptcy filing stopped that turn over. The money should...

The first answer is not true. Bankruptcy exemption planning is allowed (just do not get carried away). If you are the beneficiary of the trust,...

Does a creditor have to take a payment that I agree on.

They do not have to accept the payments that you choose. Also, they cannot garnish unemployment funds. [I am a Virginia-licensed attorney. This...

Bankruptcy attorney question

If a person files bankruptcy as an individual, he must list all debts including business debts that he personally guaranteed. All of these debts...