So my questions are these. 1. can they refuse to send us a letter? 2. can i record the conversation? we are in New Jersey.

If she has been sued, she should appear in court to contest the liability and the amount. The collection company will need to prove it in...

Bankruptcy questions - If I file for Chapter 7, will the interest rate on my home equity line of credit be increased?

1. No. The interest rate is governed by the contract. Bankruptcy will not change that. 2. The credit limit can be reduced or the equity line...

If he is an authorized user, it will not affect you at all. If you are an authorized user, you should get removed before he files. If the account...

We defaulted on our HOA and now we were served a summons and Complaint. We are in the process of doing a short sale on the prope

They can get a lien and foreclose under state law. It is unlikely if there is not enough to pay off the first mortgage and still give them some...

Can i get a class 1 misdemeanor exsponge in the start of virgina? How should i go about it?

Get the file. It all depends on what the final outcome was. Crimes for which you were convicted or pled guilty cannot be expunged unless you later...

Legal options for abandoning my property/mortgage?

A deed in lieu is not possible if there are multiple mortgages. Try for a short sale to get rid of the liability, then you can worry about whether...

Im going through a foreclosure in michigan. moved out of the house about 18 moths ago. Will chase bank come after assets.

Chase would have to come after you for a deficiency first. If they decide to sue, then respond and fight. If they forgive it, you will need to know...

Cyber crime

If you have enough to prove that he hacked into your account, contact the FBI and Office of the state Attorney General. It is a federal crime and...

How can i get in trouble by hosting a site?

You can hire a lawyer anywhere in the country. I used to draft these for websites. The first thing to know is what type of site you have. Adult...

I am being sued by a collection agency for my credit card debt. of $5467. How to respond to the papers I have been served?

You cannot just refuse to answer the questions. You got advice from a Washington attorney. Take it. If you actually owe the money to the people...