Archived
I keep getting phone calls about a supposed loan I never took out about 3yrs ago now. The calls are never from the same number.
Mitchell's answer
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Answered on October 12, 2011
Unless you were sued, you cannot be garnished (some states do not allow it anyway). If the debt collector is overseas, there is nothing they can do...
Archived
A bail bondsman called me saying I have a unpaid balance its been two years since I was bailed out and I had given him 2500....
Mitchell's answer
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Answered on October 12, 2011
No one but a California attorney can advise you on what statute of limitations applies in this case. It is doubtful though that the statute has run.
Archived
What would be suggested as content when submitting a Demand Letter?
Mitchell's answer
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Answered on October 12, 2011
If you are collecting on a debt you are owed, state the facts (who, what, where, why, when and how) and give a short deadline to pay. I usually...
Archived
School says I owe them $10,000. What are my options? Can you offer advice?
Mitchell's answer
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Answered on October 12, 2011
You had nothing in writing stating that it would be forgiven. You would have to prove that you withdrew relying on the statement, that you had good...
Archived
I am going to have my chapter 13 discharged soon. i am trying to rebuild my credit can someone please provide me with best way
Mitchell's answer
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Answered on October 12, 2011
I agree with Mr. Merna. Make sure that your credit report is correct. Then, pay your bills on time. Any debt that gets reported to your credit...
Debt collector leaving message they are collecting a debt against "John doe" {me}
Mitchell's answer
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Answered on October 12, 2011
Not necessarily. Is this a consumer debt? Did someone else hear the message? Do you owe the money? Dispute the debt in writing, document...
Archived
I got paper suing me for a credit card debt. I will respond asking for a court date.how cn i get tril near home
Mitchell's answer
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Answered on October 12, 2011
If the court has jurisdiction over this case, the plaintiff has no reason to move the case. You do not get to choose where you are sued. You can...
Archived
My ex is being sued by a creditor while we were married, she's is the only party listed. Am I subject to a judgment as well?
Mitchell's answer
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Answered on October 12, 2011
There is no such thing as primary and secondary. You both owe the debt. The creditor can sue whomever it wants. If they sued her, you are not part...
I have been contacted by Nelson & Kennard regarding a debt I have with Capital One. Can I beat this? Should I try and settle?
Mitchell's answer
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Answered on October 12, 2011
Normally, I agree with Mr. Chen, but not this time.
Whether you have a defense against Capital One is not the issue. You can push Nelson &...
Archived
Why is this Legal process taking so long?
Mitchell's answer
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Answered on October 12, 2011
I disagree with the remark about volunteer lawyers. Volunteers either know the area of law or are trained to handle specific types of cases.
In...
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