Questions answered by Mitchell Paul Goldstein

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How can I negotiate medical bills if I have assets no insurance and low paying job but have house and money in bank

Mitchell's answer | Answered on October 13, 2011

Talk to them and make them an offer. You have assets (money and a house). You need to find out how much is exposed to creditors. You cannot save...

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In KY is it possible to keep RTO property from being repossesed untill you get the money to pay for it in full while not paying

Mitchell's answer | Answered on October 13, 2011

You have a contract. If you break it, the owner can take the property back. They do not have to wait for you.

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What happend that I am not in USA and will not be able to be in court for credit card debt of less than $1,500 ?

Mitchell's answer | Answered on October 13, 2011

None of this matters. If you are not in the US and have no assets here, then the judgment will be uncollectible. You may be able to argue that the...

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Can debt collector use pattern interrogatories answers to question your business customers and involve them in the proceedings

Mitchell's answer | Answered on October 13, 2011

Depending on Colorado law, you may be able to protect these payments from the creditor. Talk to a local consumer law attorney for assistance....

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Am i responsible for paying a previous balance in a utility bill owed from before entering a rented house.

Mitchell's answer | Answered on October 13, 2011

If there is a balance owed on the bill for a place that you are renting, you may be prohibited from establishing service. Talk to the company. Be...

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I was issued a summons for money owed.

Mitchell's answer | Answered on October 13, 2011

I agree with Mr. Lampert. Do not explain your situation. Neither the court nor the creditor cares about your situation. They only care if you owe...

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I have a medical debt of around $8,000 dollars and the company will not negotiate

Mitchell's answer | Answered on October 13, 2011

Any time someone tells you that something has to happen, make them prove it. There is no requirement that they accept a settlement of less than...

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Can I protect my retirement in bankruptcy?

Mitchell's answer | Answered on October 13, 2011

As long as the 401K money was rolled over to the IRA and it can be traced back to the 401K, it is protected.

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I would like to know if I cancel a credit card that I don't use would it affect my credit score?

Mitchell's answer | Answered on October 12, 2011

All of these answers assume that the current rules do not change. Every credit score is based on different information. It used to be the amount of...

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How long after chapter 13 discharge before credit can start getting better and i can get back to normal?

Mitchell's answer | Answered on October 12, 2011

FHA says 2 years after discharge or 3 years after foreclosure before getting a mortgage. However, it all depends on the credit markets. Pay your...

Mitchell Paul Goldstein's Answers (7185)

How can I negotiate medical bills if I have assets no insurance and low paying job but have house and money in bank

In KY is it possible to keep RTO property from being repossesed untill you get the money to pay for it in full while not paying

What happend that I am not in USA and will not be able to be in court for credit card debt of less than $1,500 ?

Can debt collector use pattern interrogatories answers to question your business customers and involve them in the proceedings

Am i responsible for paying a previous balance in a utility bill owed from before entering a rented house.

I was issued a summons for money owed.

I have a medical debt of around $8,000 dollars and the company will not negotiate

Can I protect my retirement in bankruptcy?

I would like to know if I cancel a credit card that I don't use would it affect my credit score?

How long after chapter 13 discharge before credit can start getting better and i can get back to normal?