If I am defaulted on a private student loan can the government intercept my tax return?

Private student loans are exactly that. Private. They are like any other private loan-- car loans, house loans, etc. They cannot seize your tax...

Questions for consumer lawyer 1. Can the USPS be held liable for promoting identity theft? 2. Further, can the USPS be sued?

No. The USPS is subject to the Federal Tort Claims Act, and this would fall within that. This is akin to a negligence action, and the USPS, as a...

1. Can the USPS be held liable for promoting identity theft? 2. Further, can the USPS be sued?

USPS has a complete defense-- sovereign immunity. Your action is similar to a negligence action, which would be barred. Further, they may...

How is a car loan "crammed down" in a chapter 13 bankruptcy?

You MAY be able to cram down the car payment. The time you were in the old 13 MAY not count towards your 910 days, depending on how aggressive...

If I file chapter 7 can I discharge the debt that my ltd company says I owe?

That is just a regular debt. There may be exceptions for fraud, or things like that, but it is otherwise a dischargeable debt. The exceptions to...

Received 1099-A form for 2012, Acquisition or Abandonment of Secured Property. discharged Ch 7 BK (1/11). How do I file taxes?

You need to file a form 982 to show that the debt was discharged. Under Title 11 of the USCode, Section 108, the discharge of indebtedness due...

CAN A LANDLORD BE ADDED TO A CH 7 BANKRUPTCY AFTER IT WAS DISCHARGED 6 MONTHS AGO? I OWE HIM 2 MONTHS RENT NOW.

It depends on what, if anything, you owed when you filed. Anything that came due AFTER the filing of the Bankruptcy CANNOT be added. It wasn't a...

Can I sue a person who has never made a payment on a $45,000 note loan two years past due-in-full date and ever collect?

While it is possible to sue (and there are short time limits, so you should consult an attorney as soon as possible), the threat of Bankruptcy is...

Selected as the best answer

What are my rights on a loan that is "Charged off"

This is a MUCH more complex answer than Bankruptcy attorneys are able to answer. The direct answer is that a Charged Off loan is an accounting...

Selected as the best answer

What are my rights on a loan that is "Charged off"

This is a MUCH more complex answer than Bankruptcy attorneys are able to answer. The direct answer is that a Charged Off loan is an accounting...