I was caught off guard by a debt collector call, did I restart the SOL on a medical bill if said monthly payments could be made?

The Virginia rules and codes require that to re-start the Statute of Limitations you must acknowledge the debt in writing, and agree to make...

How can I protect my tax refund in a Chapter 7 BK filing in Virginia? I didn't file a homestead deed.

If you have a tax refund the trustee may want it if there is no Homestead Deed (HSDeed) filed pursuant to Virginia Code section 34-4. The job of...

I will be unable to attend my 341 meeting due to moving from Virginia to Hawaii

You need to contact your attorney. Usually, the trustee and US Trustee will agree to allow you to appear by telephone. You will need to have a...

Will bankruptcy affect the filing of my tax?

Debts discharged in Bankruptcy are not taxable income. See 26 USCode 108(a)(1)(A). That does not mean that your former creditors won't send a...

How do you void a lien If the "lien" on a residence was not perfected when bankruptcy was filed (or ever)

It is not a valid lien, and they can no longer perfect the lien. It is not a debt as to you. They would need relief from the Bankruptcy court to...

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Back in 2004 my husband at the time asked me to opened up an credit card account and he said yes

Your question and the facts are unclear. Did you open the account in his name? Or did he open the account in your name? Or did you add him to...

Adding spouse name to my house title; what is best when spouse has past unpaid debts?

Depends on the debts. You and your wife should discuss her financial situation. It might be better to put her on the deed. It might be better to...

Can a credit card garnish your wages after 6rs?

The court records in Virginia are available online. http://www.courts.state.va.us/ It is a bit of work, but you can see all sorts of...

ASSET ACCEPTANCE CALL ME ABOUT A DEPT I OWE IN THE 1990 -1995.THEY WANTED TO KNOW WHAT I'M GOING TO DO ABOUT IT

This debt is barred by the statute of limitations. Asset Acceptance, in their written correspondence, is required to tell you that the debt is...

Received property as paymt of debt agreed to sell back but have gotten nothing but excuses. Can they sue me now for not selling?

I think you are a secured lender as provided by the provisions of Virginia Code 8.9A-101 et seq. Their default on the payment would have allowed...