Hi- A "collections Agency" keeps calling me wanting my bank and/or credit card information to pay on a loan. What are my rights?

Almost invariably, anyone that says that they need banking information or that they will take legal action is a scam. The way to deal with this is...

If a law firm/ debt buyer is suing you and only lists the original creditor on summons is that a FDCA violation?

It might be a violation, but proving all the elements in that circumstance is not easy.

Credit card accounts in default. Please help.

it depends on the facts. probably the most important fact is what has happened before this. If you asked for pleadings,and what the pleadings...

When an a credit card account is charged off ?

Charge off is almost exclusively an accounting term. It is not a statement of insurance claim or tax deduction. It is not an accord and...

Does anyone know what law firm or collection company handles Cap One's judgements in Virginia?

About half are handled by Glasser & Glasser and half are handled by Dominion Law Associates. I think the older stuff is handled by Glasser....

The bank called my cell 5 times to remind me to pay my credit card. they said they could call me as many times a day as they wan

Did you give the cell number to the credit card company? Are the calls automated calls? It is POSSIBLE that the bank is calling your cell phone...

In most jurisdictions being charged with a crime related to a payday loan is almost impossible. In MOST states, the elements of a crime for...

What chapter of bankruptcy do I need to file to get my court costs and fines liquidated? i dont have the money to pay them?

Court fines and costs are not dischargeable in Bankruptcy. You MAY be able to enter into a Chapter 13 Bankruptcy and repay them over time, but...

Am i responsible for daughters sallie mae loans if i didnt sign paperwork?

Virginia law on spousal responsibility for debts is clear, and based on your description, the answer is NO, you are not responsible. You would...

How can I relinquish my car with a lien on the title, to the credit card company that has a lien against it?

The facts you described are unclear. In order for the creditor to have a lien, there can be one of 2 choices-- it is a consent lien-- typically a...