My HOA will not tell me what my hoa dues I've been paying actually were spent on. How can I get the HOA to tell me.

It is VERY important that you pay your HOA dues. Failure to pay HOA dues can result in them suing you or just simply placing a lien on your...

Collection Agency showing old credit card account as new on credit reports . Last activity was 04-2009. What can I do?

This is typical "reaging" of old debt. It depends on the exact reporting, and what they are saying, BUT there may be a claim against them for...

I just received notice I have a bad check outstanding. I haven't written a check in years. What should I do?

Checks are generally not a problem. You should send a notice of the Bankruptcy to the creditor who claimed that the check is still...

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Is it possible to still file late reaffirmation agreements beyond 60-days after the First Creditor's Meeting?

No. The Federal Rules of Bankruptcy Procedure only allow a reaffirmation to be filed if it is filed within 60 days of the meeting of creditors....

Can I reopen my Chapter 7 Bankruptcy after it has been discharged to add a creditor?

In general, you should not need to reopen. Just send notice, and go from there. Go to court, and quote this language. An unlisted debt is...

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My ex-girlfriend committed felonies against me.

No. You do not have the ability to do anything. Since the bank refunded the money, you have no claim for damages. You cannot bring the criminal...

Can a collection agency put lien on your CDL Drivers License in the state of Virginia?

No. Liens are recorded against property. The exception in this case would be for a car accident where you had no insurance or insufficient...

Why won't an attorney take my case for Identity Thief I have the proof ,she has been charged with the with the crime.

You need a Virginia lawyer not a North Carolina lawyer. You can find one near you. Http://www.NACA.net/find-attorney You should start with...

My student loans are now in default and have been turned over to Pioneer Credit Recovery.

It depends. If your student loans are federal loans then there are certain federal laws and regulations that restrict what they can do. If the...

Debt collectors on chapter 7 bankruptcy?

You should list both the original creditor, any debt collector, and any attorney. If in doubt, list em. There is no harm in listing people or...