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I live in VA however I got a online payday loan in 2007 from A bank in Delaware. What are statues of limitations to be sued.
Jason's answer
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Answered on August 15, 2012
Delaware SOL is 3 years. 10 Del C. 8106.
http://delcode.delaware.gov/title10/c081/index.shtml#8106
Virginia SOL is 3 or 5 years, depending VA...
Can a bank sue me for fraud and initiate a restraining order based on an old overdraft from a checking account?
Jason's answer
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Answered on August 14, 2012
This is a common scam.
There is nothing these people have done that is legal. In fact, there is nothing that they said that is accurate other...
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I need help with wage garnishment relief an past due medical bills
Jason's answer
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Answered on August 14, 2012
The medical bills are something that can be dealt with, but the judgment and garnishment lean me towards consulting a lawyer.
There are several...
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My mom's name is on my account because I am a college student. They garnished her and took my student loan money. What can I do?
Jason's answer
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Answered on August 13, 2012
A co-owner of the account is entitled to notice.
The bank should be notifying the attorney for the collector that there is a co-owner and then...
Archived
Received a letter from a debt collector trying to collect on the 2nd mortgage from a house that was foreclosed on.
Jason's answer
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Answered on August 13, 2012
Dealing with debt can be very confusing.
It is likely that the second mortgage was not paid when the house was foreclosed.
However, there are...
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A small bussiness owner. overdue, unpaid invoices. what steps do i take to collect my money?
Jason's answer
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Answered on August 13, 2012
Depending on the age, you could sue.
I suggest that you consult a commercial collections lawyer. Talk to the court clerk down there and see who...
My husband cosigned for his son's truck. Am I legally responsible for this loan if my husband dies? We live in VA.
Jason's answer
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Answered on August 13, 2012
In Virginia, only a person who signs or co-signs for the car loan can be held legally liable for a debt.
That being said, your husband's...
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What can i do about a garnishment
Jason's answer
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Answered on August 10, 2012
Based on your description, you went to court, and lost the case. The judgment is valid and final. That makes things VERY difficult.
It is...
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How do I claim ownership of my deposits in a joint bank account that has a garnishment on my husbands name only. We live in Va.
Jason's answer
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Answered on August 07, 2012
All you should need to do is send a letter to the court (copy to the lawyer for the creditor) that you are claiming that half of the money is...
Archived
Collection company wants to sue me, can i sue back for charging too much?
Jason's answer
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Answered on August 06, 2012
Depends.
What does the contract say? Does it allow for a high interest rate? Perhaps 25% or more?
Is the contract a simple interest or...
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