Archived
What should I do if I am not granted a refinance/cash-out mortgage due to a federal judgment on my ex husband?
Jason's answer
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Answered on September 16, 2012
Your question is a very difficult problem.
The item is not a debt that you owe (as described by you). However, it appears that it is a Federal...
Archived
If you have a debt judgement, and been making payments, can they withdraw all of your money leaving you with zero dollars?
Jason's answer
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Answered on September 11, 2012
Yes, as long as you did not have or did not breach any payment agreement with them.
If you breached, or there was not an agreement, they can do...
Archived
Can an adult be sued for medical bills they incurred as a minor
Jason's answer
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Answered on September 11, 2012
The claim is probably time barred.
You should have your daughter seek a competent consumer protection lawyer at the earliest possible moment.
You...
Archived
Was I legally served, being that page 2 of the document was not completely filled out, and I didn't receive it by mail?
Jason's answer
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Answered on September 10, 2012
Yes, you were served.
The problem revolves around the nature of lawsuits in Virginia. You must be notified of the case, not served. That can...
Archived
How do I go about fixing my credit with the credit bureaus since one of the creditors gave false information to them?
Jason's answer
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Answered on September 07, 2012
The Fair Credit Reporting Act (FCRA) is a complex federal statute with some strange requirements. They are not hard to comply with, but you need...
Archived
I have been summoned to appear in court for a hospital bill. What can they do to me?
Jason's answer
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Answered on September 06, 2012
Generally, they can only go after the person who is legally responsible.
Most likely, they are going after you for your child's health care...
Archived
Can I be held responsible for ex wife's debt?
Jason's answer
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Answered on September 04, 2012
Your divorce decree and agreement are irrelevant (unfortunately) in this proceeding.
Your options are to pay the debt and bring a contempt...
Archived
Is it legal for 1 debt collection agency to try to collect for another debt collection agency whose original creditor is Cap One
Jason's answer
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Answered on August 31, 2012
The answer to your question is yes and no.
You are being sued by what is generally called a junk debt buyer. They bought the debt for pennies...
Archived
Pay for Delete
Jason's answer
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Answered on August 21, 2012
Pay For Delete (PFD) is not a right that you have.
FCRA does not require that they have a PFD, but if they do have any PFDs, they must do so for...
Archived
Judgement Removal Question
Jason's answer
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Answered on August 21, 2012
The Fair Credit Reporting Act has deadlines of how long a judgment can be reported. In general, a judgment can be reported for 7 years or the...
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