In many cases a bankruptcy lawyer could do the paperwork in a couple days. From the little bit you told us, one issue is your house. When did...

In Virginia you have a uphill climb. You have to file a motion to reopen that judgment--and the only basis would be to PROVE you were not...

If they are garnishing you now, they sent you a warrant in debt--a court paper--sometime in the past. And you lost. Probably by not showing up. ...

In Virginia--and most of America--husband and wife are NOT liable for each other's debts. There are sometimes ways to break through that; but they...

If you have nothing but social security disability, maybe there is nothing the creditor can do to collect. The suggestion of lawyer Harbison is...

The people who sued you are supposed to send you a copy of the garnishment. Since you don't know anything about it, I wonder if they have a bad...

The credit union told you the truth. It's illegal for banks, but credit unions tie the credit card to the car...

The court date on a Virginia garnishment is the STOP date, not the start date. If they hit your current employer, they will start taking 25%...

The garnishment summons is aimed at your boss (former boss?) or bank. It's the boss or bank who needs to send in money for the garnishment on that...

Look at the summons and see what bank or payroll they hit. If it's where you work or where you bank, then they have already frozen it. If...