That could be an FDCPA violation--and you might be able to sue. You should contact a lawyer who does Fair Debt Collection Law in Northern...

Yes, that's how interest works. I haven't done the exact calculation of course, But if you had a high interest loan, it works something like that.

If they got a judgment against you in 2009, they are allowed to chase you for 20 years. So they have 20 years to garnish you and I'm guessing...

Are you thinking converting to independent contractor would block a possible garnishment? I don't think it will. If you have a circuit court...

I post on my website how you can get back (some) of the money that has been...

Sorry, I have no idea what a Lop is?

You definitely need to show up for the summons to answer--if you ignore one of those twice, you can get picked up. Answer their questions and tell...

I wonder if this "lawyer" is a scammer of some sort who somehow got the dental bill. Any way sounds like you have a Fair Debt Collection...

Is this enough money that it's worth hiring a lawyer and trying to sue her? And if you do, does she have the money to pay? That's the lawyer...

As Dan Press said, it's one year if it was a debt payment. But if you just gave them money, the one year limit doesn't apply.