How do i bring closure to this mess?

"Meanwhile" you just explained why you would be up the creek if you had reaffirmed the mortgage--you would have lost the right you now have to move...

Can bad credit be removed if the vehicle was in both names but after the divorce the person owning it declared bankruptcy?

The divorce doesn't help you with the creditor--if the loan was in both names the car loan company can still come after either one of you. The...

WHat is the most i can be garnished for?

You can be garnished for to up 25% of your take home pay. However, they have to leave you with $240 per week--that's thirty hours times the...

The "lien" was placed on your property when you took out the second mortgage. Chapter 7 bankruptcy does not remove the lien. The can't call you,...

I have a judgment in collections, how can i get my licsens back if the collection agency wont work with me?

Either pay them what they want, or file bankruptcy.

We are making payments on a timeshare ownership at a resort in AZ. Can they garnish wages for nonpayment?

There are a few states where nobody (other than the tax authority) can garnish you--and I don't know where you live. But if an ordinary creditor...

A company is trying to garnisher my salary for something in 1993 at an address I never lived at. My mom Lived their and the sto

I wonder what you mean about "trying to garnish." Are you saying they have sent court papers to that address?? Or is somebody on the phone...

Is it legal for a creditor to get into my checking account and withdraw money without my consent?

Don't put money in a bank you owe money to! By Federal law, a bank cannot go and pay itself back on a credit card, but it can for any other kind...

If you are a real estate agent, where you work might turn up in a Google search of your name. Just as an example. There isn't any registration...

Discharge and Closing...

It usually takes about two weeks after the last date to object. I'd look for it in the mail next week.