Archived
Can bad credit be removed if the vehicle was in both names but after the divorce the person owning it declared bankruptcy?
Robert's answer
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Answered on March 06, 2011
The divorce doesn't help you with the creditor--if the loan was in both names the car loan company can still come after either one of you.
The...
Archived
WHat is the most i can be garnished for?
Robert's answer
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Answered on March 06, 2011
You can be garnished for to up 25% of your take home pay. However, they have to leave you with $240 per week--that's thirty hours times the...
Can a lien for a second mortgage be placed on a property after a Ch. 7 discharge?
Robert's answer
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Answered on March 06, 2011
The "lien" was placed on your property when you took out the second mortgage. Chapter 7 bankruptcy does not remove the lien. The can't call you,...
Archived
I have a judgment in collections, how can i get my licsens back if the collection agency wont work with me?
Robert's answer
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Answered on February 28, 2011
Either pay them what they want, or file bankruptcy.
Archived
We are making payments on a timeshare ownership at a resort in AZ. Can they garnish wages for nonpayment?
Robert's answer
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Answered on February 28, 2011
There are a few states where nobody (other than the tax authority) can garnish you--and I don't know where you live. But if an ordinary creditor...
Archived
A company is trying to garnisher my salary for something in 1993 at an address I never lived at. My mom Lived their and the sto
Robert's answer
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Answered on February 20, 2011
I wonder what you mean about "trying to garnish." Are you saying they have sent court papers to that address?? Or is somebody on the phone...
Archived
Is it legal for a creditor to get into my checking account and withdraw money without my consent?
Robert's answer
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Answered on February 20, 2011
Don't put money in a bank you owe money to! By Federal law, a bank cannot go and pay itself back on a credit card, but it can for any other kind...
I just got a job 1 month ago. How does a creditor find out where a person is working to garnish wages? how long does this take?
Robert's answer
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Answered on February 20, 2011
If you are a real estate agent, where you work might turn up in a Google search of your name. Just as an example. There isn't any registration...
Archived
Discharge and Closing...
Robert's answer
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Answered on February 20, 2011
It usually takes about two weeks after the last date to object.
I'd look for it in the mail next week.
Archived
My credit union wants us to reaffirm $7000 of a $30000 bill. My lawyer says they can probably make us - we dont have the money.
Robert's answer
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Answered on February 20, 2011
If someone came to me and said they had charged $7000 on one account in the last 90 days, I'd spend a long time with them figuring out how to...
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