In the state of VA if I included a payday loan in chpt 13 bankruptcy can they charge me with check fraud?

A payday loan is not check fraud, because they knew the check wasn't good when you wrote it. It was only an IOU. Unpaid payday loans, and...

Can a collection agency contact me pay for a tuition balance that I owe the univerisity after almost 5 yrs when I attended?

In Virginia the statute of limitations is usually three years on an "open account"--meaning they cannot come up with a signed contract. It's five...

Garnishment in Virginia

Mitch Goldstein is right!

When is it too late to send a judgment proof notification letter?

It's not very smart to take legal advice from the lawyer who is suing you. Yhey always say, carefully, that you are not legally required to go to...

Can a credit card company take all of your money from your bank account or an allotted amount if they win a judgement against us

They have to have a judgment against you before they can garnish your bank account. So they cannot take it without notice (unless they have a...

I filed Ch 7 bankruptcy after 1998 and was granted a discharge. My question is: was the student loan discharged?

When in 1998? The law on that changed on October 7, 1998, Before that they were dischargeable without any special action to show undue hardship. ...

What happens if my ex wife files for bankruptcy after she signed off in the divorce to take all the debt that was in my name?

Your divorce decree does not protect you from the creditors--they can (and will) still come after you. If she files a Chapter 7...

Texas chapter 7 home equity reaff. denied by court. Still paying. Will interest continue accruing? Bank won't report payments.

The bank is correct that they should not report your payments. The debt is included in bankruptcy and it is discharged. You are not required...

Can a spouse convert chapter 7 to chapter 13 in BK if he has general power of attorney but doesn't mention bankruptcy filling ?

No. A power of attorney, even if it mentioned bankruptcy, would not allow someone to sign bankruptcy papers for someone else. If one spouse...

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I was checking my credit report and notifced that a credit card company I opened back in 2003 and last major del. was 2006 thats

No, that's not legal. It's a Fair Debt Collection Practices Act violation to sue you where you don't live. (Unless that's where you got the...