Archived
Can my name be removed from deed after bankruptcy is discharged, also do I have to continue to pay for my car if not reaffirmed
Robert's answer
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Answered on August 02, 2011
There's a huge problem everywhere with banks not foreclosing on condos. No you can't get your name off--and yes, you are still liable for the...
Archived
Motion to dismiss Chapter 13 BK
Robert's answer
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Answered on July 16, 2011
You need to get ready to argue it in front of the judge.
The Chapter 13 trustee where I am will always file an abuse objection if someone has...
Archived
In the state of VA if I included a payday loan in chpt 13 bankruptcy can they charge me with check fraud?
Robert's answer
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Answered on July 16, 2011
A payday loan is not check fraud, because they knew the check wasn't good when you wrote it. It was only an IOU.
Unpaid payday loans, and...
Archived
Can a collection agency contact me pay for a tuition balance that I owe the univerisity after almost 5 yrs when I attended?
Robert's answer
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Answered on July 16, 2011
In Virginia the statute of limitations is usually three years on an "open account"--meaning they cannot come up with a signed contract. It's five...
Archived
Garnishment in Virginia
Robert's answer
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Answered on July 04, 2011
Mitch Goldstein is right!
Archived
When is it too late to send a judgment proof notification letter?
Robert's answer
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Answered on June 22, 2011
It's not very smart to take legal advice from the lawyer who is suing you. Yhey always say, carefully, that you are not legally required to go to...
Archived
Can a credit card company take all of your money from your bank account or an allotted amount if they win a judgement against us
Robert's answer
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Answered on June 22, 2011
They have to have a judgment against you before they can garnish your bank account. So they cannot take it without notice (unless they have a...
Archived
I filed Ch 7 bankruptcy after 1998 and was granted a discharge. My question is: was the student loan discharged?
Robert's answer
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Answered on June 22, 2011
When in 1998? The law on that changed on October 7, 1998, Before that they were dischargeable without any special action to show undue hardship. ...
Archived
What happens if my ex wife files for bankruptcy after she signed off in the divorce to take all the debt that was in my name?
Robert's answer
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Answered on June 20, 2011
Your divorce decree does not protect you from the creditors--they can (and will) still come after you.
If she files a Chapter 7...
Archived
Texas chapter 7 home equity reaff. denied by court. Still paying. Will interest continue accruing? Bank won't report payments.
Robert's answer
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Answered on June 18, 2011
The bank is correct that they should not report your payments.
The debt is included in bankruptcy and it is discharged. You are not required...
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