Yes. Bankruptcy law looks at what you had--and what you had coming to you--on the day your filed bankruptcy. (There are exceptions if someone...

I'm inside the 8 year window from a previous chapter 7 discharge about 9 months to be exact. I'm reading here that there are

Michael is right. You can file a bankruptcy again--you just can't get a discharge. Filing a bankruptcy without a good bankruptcy lawyer is...

I was told I owe from a loan in 2006. The loan was for about 300. I got this call in Jan. They said I had to pay more than i owe

This sounds like a payday loan. Was it? A lot of payday loans end up in the hands of outlaw debt collectors. People who say they are "gonna...

An attorney/collection agency added my new husbands name to a judgement for a debt from my previous marriage. Can they do that?

Some of these debt collectors can be pushy over the phone, but these guys sound totally bogus to me. No they cannot do those things. Yes, it is a...

Wage Garnishment

What you are calling a "voluntary garnishment" I'd call an "allotment." Having an allotment against your pay doesn't protect you from a creditor...

If a creditor sends you a bill with one amount and then a month later sends you one 2x as high and both amounts are wrong do i o

If the creditor is a debt collector--someone who took over the debt when you were already behind--lying about the amount of the debt is a violation...

My bankruptcy attorney said we should make our renters leave as we are filing bankruptcy.

I look at this the same way Michael did. If you are filing a Chapter 7 bankruptcy, let the Chapter 7 trustee evict them. He's going to get the...

How can I dismiss an adversary proceeding that I filed after the last date to file a claim, that was based upon fraud.

Did you file an adversary proceeding without a lawyer?

Bankruptcy concerns

(I hope you filed a Chapter 7, not a Chapter 13. Depending on how it's set up, a chapter 13 sometimes does not discharge the house.) Assuming...

Car bank won't let me surrender?

Bankruptcy gets rid of most debts, but it doesn't get rid of all your problems. You still own this car that you can't afford to get through...