Due to divorce, I am left with debt, I have excellent credit, should I consider credit counseling, bankruptcy or loan from 401K?

You obviously have thought a lot about your situation and need to go over your choices carefully. Usually when the credit cards get to half your...

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Hello, I want to file Chapter 7 under my name only. Filed a joint Chapter 13 that was discharged Sept 23, 2008

The key is when was the Chapter 13 FILED. If it was filed more than eight years ago, then you can come back with a Chapter 7 now. Since Chapter...

I HATE CHAPTER 13. I know why you are frustrated, but I don't think there's anything you can do to speed it up.

What can I keep if I file Chapter 7

The Disney timeshares are about the only ones that have some resale value. You can use your $5000 Virginia "homestead" to protect it. The chapter...

I was taken advantage of by a student loan servicing company, can I sue?

If the whole deal was a scam, you can go after them under the Virginia Consumer Protection Act. The National Association of Consumer...

I filed a small claims case against friend who borrowed $4k. Shortly thereafter, he filed Chapter 7. What are my options?

$4000 is a lot of money, so you might find out something that gives you some small chance of getting your money if you go to the meeting of...

Obviously if you owed money to Navy Fed you should have emptied out the account before you filed the Chapter 7 bankruptcy. Navy Fed had the right...

How is the 6-month look-back for median income calculated when a chapter 13 is converted to chapter 7?

You are correctly reading the law that seems to say the same means test applies. But the court here in Alexandria does allow it. The other...

My divorce was finalize january, 2014. I would like to file for bankruptcy because of loans, credit cards, and home improvement

Chapter 7 bankruptcy is something you should discuss. there are several good lawyers in Fredericksburg or Stafford who can help you. Are you...

Hi I just wanted to know my money goes into my husband act I am trying to file bankruptcy can they take my money from his acct.

Don't know who you mean by THEY, but if you don't live with your husband I can't think of any reason your money should be going into his account. ...