Archived
I have one large credit card mount due of $10,000.00 which I cannot pay, nor have I made any payments on it in several months.
Robert's answer
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Answered on October 27, 2014
I'm really sorry that you cashed in your 401k--I know people do that, but we all get one day older every day.
Like Shelly, I'm not sure if you...
Archived
What happens to the car now?
Robert's answer
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Answered on October 23, 2014
Like Blake, I'm having trouble sorting out your question. It sounds like dad got another car right after (?) he filed a BK. You didn't tell us...
Archived
If I sign a deed in lieu of foreclosure and the house has already been discharged in bankruptcy that does not reaffirm it?
Robert's answer
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Answered on October 12, 2014
Once your bankruptcy is over, there is nothing you can do that reaffirms the debt. You can sign in blood under a full moon at midnight. Nothing...
Archived
I have to choose between not paying my private student loan versus not paying my credit card. Which should I pay?
Robert's answer
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Answered on October 11, 2014
Well, a chapter 7 bankruptcy would get rid of the Walmart Card; Chapter 7 does NOT help with the private student loan.
Chapter 13 would set a...
Archived
Is joint ownership of land in jeopardy if one of the owners files bankruptcy?
Robert's answer
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Answered on October 07, 2014
It's in jeopardy: If there's enough equity to make it worth while to sell. You didn't give us any info about value and whether there's a...
Archived
Do you refile a homestead deed?
Robert's answer
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Answered on October 06, 2014
Yes--you need to file another homestead deed for the unused portion.
Archived
Which type of bankruptcy would be the best course of action, Chapter 7,11 or 13?
Robert's answer
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Answered on October 02, 2014
I agree with Kaitlin.
First of all, you haven't told us what you are trying to do. Starting with the houses in the other states. Do you want...
Archived
Filing for business bankruptcy. What happens to personal asset and my credit and assets?
Robert's answer
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Answered on September 19, 2014
Your problem is whether you have personal guarantees on some of the business debts. That controls whether you have a problem on your personal assets.
Archived
Can my husband still be garnished if I filed a homestead deed? We both filed chapter 7 but before we were married
Robert's answer
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Answered on September 18, 2014
I agree with the other lawyers here.
You didn't tell us what the July 2014 judgment was for, and that's the big issue. If it was a debt you...
Archived
Hello,
A garnishment has been filed against me for an old private loan I took out while I was in college in 2005/2006.
Robert's answer
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Answered on September 17, 2014
The garnishment should show the date of the judgment they got against you. And then can garnish you for at least ten years after the date of the...
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