Archived
LTD CLAIM denied and for something I did not file for.....when LTD sent paper work to my original doctor she gave wrong reason
Joseph's answer
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Answered on December 22, 2014
If what you say is correct, then yes you should appeal. However, do not do your own appeal. On my avvo page is an article about why doing your...
I am a pilot currently on the Long Term Disability program with American Airlines with a question regarding legality.
Joseph's answer
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Answered on December 17, 2014
I do not know the basis of your LTD claim, but i would add a word of caution. Regardless of offsetting income, returning to work in ANY capacity...
Archived
I was injured at work and was on long term disability. And have to pay back LTD INS company. Was lawyer obligated to inform me?
Joseph's answer
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Answered on December 17, 2014
Questions abound. First, it is pretty clear in your policy that you would have to pay it back. Which attorney are you asking about, your LTD...
Long term disability claim with Prudential denied? What can I do?
Joseph's answer
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Answered on December 11, 2014
The above commenters are correct. If you have been denied, you have, at most, 180 days to appeal. To do that, you should really get an attorney. ...
Archived
I'm on long term disability and have been told I may not return to the workplace for any reason because of ltd status.
Joseph's answer
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Answered on December 11, 2014
There just arent enough specifics to give you a concrete answer. What you are asking is: is this discrimination against a disabled person? It may...
If I am receiving LTD from Lowes Cigna ins. do I have to use Advantage 2000 instead of an attorney ?
Joseph's answer
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Answered on December 08, 2014
I know exactly what you are talking about. Here is what you need to know: Advantage will probably be cheaper than a private attorney, but there...
Archived
Short Term Disability coverage of addiction
Joseph's answer
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Answered on December 04, 2014
It might, but these types of claims are never easy. FUrthermore, addiction coverage is often limited in time. The key lies in the plan documents,...
Archived
I am seeking representation for my employer sponsored Short Term Disability denial on a pro bono possibly. Could anybody assist?
Joseph's answer
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Answered on December 01, 2014
You should talk to an attorney IMMEDIATELY. They will need your denial letter and a copy of your policy. DO NOT DO YOUR OWN APPEAL!!! this is...
Archived
Short Term Disability and federal Disability Question
Joseph's answer
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Answered on December 01, 2014
There are two aspects to this question from the short-term disability perspective. First, yes they can look into it. If they ask for tax returns,...
Archived
Short term disability & injury, need advise.
Joseph's answer
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Answered on November 24, 2014
My first concern is timing. It sounds like you missed 1 week of work months ago. You took PTO for this week. Are you now considering applying...
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