What to do?

The first and most important thing to keep in mind is that you are not going to go to jail if you do not cooperate with this agency. You cannot...

Can they come and repo my car and give me until Feb to pay it off if I file bk and the bk is discharged t

Yes, a lender can legally repossess your vehicle if you are in bankruptcy and do not reaffirm the debt, even if you continue making all payments on...

How can I file a judgment proof. Will I need an attorney

The term "Judgment-proof" does not literally mean nobody can obtain a judgment against you. It just means that it would be a waste of time to do...

Which type of lawyer should I contact re: a civil suit with a homeowner association of a home I no longer own?

When you file bankruptcy, all indebtedness owed prior to the filing to the homeowners' association should be discharged. However, any HOA dues...

I am in Virginia, separated, separately filed BK7 (my 541 meeting 12/7/13), cannot afford to remain in my house. Options?

Unless your lender offers you financial assistance in moving out of the property, or unless you really want to make sure you get the certainty of...

My Ex refused to pay his share of the child's medical co-pays, as required in the divorce agreement, then filed for bankruptcy.

Not only is the child support obligation that he owes you not dischargeable in Chapter 7, but the garnishment is not subject to the automatic stay....

I have a collector threatening to have me arrested for bank fraud for an old online payday loan that I am sure I paid. Illegal?

This is almost certainly a scam, and you have done the right thing by demanding documentation in writing and reporting them. You may want to report...

Why won't the debt collector provide my settlement offer to their client?

I have never quite understood this behavior by debt collectors. While I understand some believe a debtor who files bankruptcy may be bluffing, once...

I feel comfortable saying this is almost certainly a scam. Even if this is not a scam, the failure to follow up with you for more than five years...

Divorced and joint debt entering collections

Both of the options you are currently contemplating will be potentially harmful to you. As the other individuals answering this question have...