Archived
If my car got repo for being 2 payments behind can they make me pay half of the total I owe on the car to get it back?
Benjamin's answer
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Answered on January 17, 2014
Unfortunately, Virginia law only requires them to accept a redemption - that is, payoff in full - for return of the vehicle. Anything else,...
Archived
I recently paid off my condominium in full. How do I get my VA loan documents back? The deed/title? Lien release copy?
Benjamin's answer
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Answered on January 17, 2014
Under Virginia Code 55-66.3, your mortgage-holder is required by law to provide a certificate of satisfaction either to the clerk of the court...
Archived
My question is I have a judgment against me that was entered in 2005.
Benjamin's answer
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Answered on January 14, 2014
Unfortunately, it appears that you've fallen victim to the unfortunate combination of interest and a low monthly payment. A judgment of $6,638.97...
What is penalty for fake inspection stickers in va
Benjamin's answer
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Answered on January 13, 2014
According to the Virginia Code, use of a counterfeit inspection sticker appears to be a Class 3 Misdemeanor, carrying a fine of up to $500.00....
Can you be legally serviced through a voicemail? Do they have to say who the alleged complaint is from?
Benjamin's answer
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Answered on January 13, 2014
You cannot be served by voicemail. Service in the State of Virginia requires personal service (handing you the summons), substituted service...
Archived
My husband cosigned for a sallie mae student loan before we were married. Can I be included when they collect?
Benjamin's answer
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Answered on January 09, 2014
Virginia is a common law property state, If you did not cosign a debt or otherwise agree to liability, than a creditor cannot proceed against you...
Archived
How many times can opposing counsel cancel my deposition?
Benjamin's answer
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Answered on January 09, 2014
There is nothing in the Rules of the Virginia Supreme Court which specifically addresses this situation. If opposing counsel has done so...
Archived
Getting calls from 202-803-5785 could this be a scam
Benjamin's answer
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Answered on January 09, 2014
Under the Fair Debt Collection Practices Act, the placing of telephone calls without meaningful disclosure of the company's identity is considered...
Archived
Can my bankruptcy trustee take my tax refund. I received earned income last year.
Benjamin's answer
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Answered on January 09, 2014
The first question I would have is whether you're in a Chapter 7 or Chapter 13. If you're in a Chapter 13, then there's a split between the two...
Archived
IS THERE A MAXIMUM AMOUNT MY INCOME CAN BE GARNISHED?
Benjamin's answer
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Answered on January 07, 2014
Whether or not you can be garnished at all depends entirely on what sources of income you have, and whether these educational loans were...
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