If I sue, can the driver claim bankruptcy after the trial and get out of paying all my bills?

The short answer is that the driver can likely claim bankruptcy. The longer answer is that there is a process to still get money from his insurance...

What are the causes of action available to recover tuition, medical expenses & pain & suffering in VA?

Unfortunately there probably is no cause of action worth pursuing (and adding stress and financial cost to your situation). Since this is a private...

You can generally Expect that your attorney will be mailed the check within 1 to 2 weeks after the settlement. However some insurance companies...

What type of lawyer do I need to handle this situation? We are looking at going after the driver, and everyone we can for this.

just go through your own insurance company for this. this is what you pay them a premium for. Using your UIM coverage will not raise your rates as...

Am I suppose to still owe if I get a 1099 c for cancellation of debt?

Why would a bank choose to do business with someone who left them with a debt owing?

Is it normal practice for Attorneys to request payment for drafting an email to their clients?

This is something that should always be negotiated and discussed upfront. Attorneys should make very clear to the clients what they do and do not...

Am I responsible for the damages to her friends car?

No,. In Virginia a parent is not liable for the simple negligence of their child. You should report the incident to your own car insurance company...

Is the health provider payed after I receive my settlement check or is the bill deducted before my check is received?

Put another way, paying your health care providers for the services they provided is 100% your responsibility. You Would probably benefit from...

Is there a limit on how long an insurance company can take to deal with this? Am I better off just suing for pain and suffering?

Agreed. Your insurance company is not your advocate in a situation like this

Am I in the right?

The only way anyone could actually answer this question would be to read the contract. The contract is the agreement between the parties and will...