Archived
I need to find a lawyer to take my case with no money up front
for wrongfull foreclosure against bank of america
James's answer
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Answered on August 22, 2012
The Virginia State Bar has a lawyer referral service which may prove helpful to you: http://www.vsb.org/vlrs/index.php/public/vlrs/.
You may...
Archived
Received Notice of Hearing of Foreclosure on Deed of Trust, can I still do Deed in Lieu? Or just let it foreclosed?
James's answer
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Answered on August 22, 2012
I agree with the previous answer. A Deed in Lieu may be an option if you can negotiate with your lender. It would save the lender on foreclosure...
Archived
I'm considering a strategic foreclosure after chapter 7 filed 3 years ago
James's answer
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Answered on August 22, 2012
I would advise you to discuss this decision with the bankruptcy attorney who represented you in your Chapter 7 case. Your decision may depend on...
Archived
In VA, will IRA funds be taken in bankruptcy? Just spend the IRA (and eat the early withdrawal penalty) or leave to mercy of ba
James's answer
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Answered on August 21, 2012
Your interest in an IRA account can likely be exempted from the bankruptcy estate under Section 34-34 of the VA Code. You should be aware that the...
Archived
In Virginia, what are the steps for a creditor after a voluntary reposession?
James's answer
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Answered on August 17, 2012
After a voluntary repossession the creditor will sell the vehicle and apply the sale proceeds to the balance of your debt. If there is still an...
Archived
How can I seek payment for an unpaid bill or clear it off my credit report since it was put in my name without my consent?
James's answer
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Answered on August 17, 2012
I would suggest disputing the debt with the credit reporting agency. I am not sure what you mean in asking how you can seek payment for the bill. I...
Archived
Should I file for bankruptcy chapter 13?
James's answer
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Answered on August 16, 2012
I cannot ascertain from your description if there are two homes you are asking about or one. It appears that this may be a second home where your...
Archived
Married couple, living in seperate states, having homes in both states, how do we file Chapter 7?
James's answer
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Answered on August 15, 2012
I agree that based on this short set of facts there is no way to determine your best strategy in filing the case or cases. You would need to...
Archived
In Chapter 7 are long term insurance overpayments dischargeable?
James's answer
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Answered on August 15, 2012
I agree that this debt would not appear to fall in any of the exceptions from discharge listed in 11 USC Section 727 of the Bankruptcy Code.
Reaffirmation after chapter 7 discharge?
James's answer
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Answered on August 15, 2012
I agree with the other attorney answers provided and wanted to add that it may depend on the creditor and collateral as to what you should do in...
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