They can send you a bill after a few years if they choose. Once the Statute of Limitations has run, however, they cannot use the court system to...

In the state of Texas can a company renig on a debt settlement offer if they failed to include a pay by date?

You have a decent argument for offer and acceptance of a deal, but enforcing that would be more expensive still. Keep at them on getting a deal...

In a discharged bankruptcy case. I'm searching for options to stop garnishment by debtor not added, but was a debt at that time?

You need to send the creditor notice of your bankruptcy. If you owed the debt before your case was filed, then that debt was possibly still...

Should I take the settlement offers, have everything paid off in a year OR should I pay creditors in-full with-in 3 yr period?

The BEST option for your credit is to pay your debts in full as they become due. This isn't always possible. If you pay them off in 3 years, can...

Why do I all of a sudden have principal arrears of 3000.00 drawing interest at 10% when I was told 5 yr ago principal was paid

I can only speculate because I do not know your entire history, but they may have capitalized the interest you owed in 2008 and if you were not...

Last payment on car loan March 2009, a judgement was filed on Feb 28, 2013. Never received debt validation that was requested.

Best course of action is to go see a lawyer who specializes in defending debt-buyer lawsuits. They normally cannot plead their case and depend on...

Contact the plaintiff's attorney for the accounting as Mr. Berkus suggested, then go to the court.

After my divorce, my finances are a mess. Can debt collectors come after and garnish the spousal support I receive in Arizona?

Usually not. Arizona actually has a specific exemption to protect spousal support, but most exemptions require a pro-active filing. You should...

Some courts look at it, some do not. I have practiced bankruptcy law in three states. In 2 of those states they examine disposable income from...

Sheriff's dept. levied debtor's bank account 5 weeks ago. Now debtor threatens bankruptcy. What are the ramifications?

Not baseless. Payment to you would likely constitute a preference and if the debtor could exempt the proceeds, you would have to turn over the...