Consult a local consumer rights attorney. Texas has a fairly good consumer protection statute that would apply to original creditors such as...

Is creditor put a lien on property, what paperwork I need to get from him, once I pay debt, to clear lien and my credit history?

A receipt or other writing that notes that your payment is in full satisfaction of the debt and signed by the creditor would be sufficient. Except...

On credit card debt: paying in full versus settlement arrangement

Sometimes it is. Have you tried on your own though? An attorney is probably going to charge a percentage of savings, so unless they could save...

Should I show up to a court date after my creditors sue me for my unpaid credit card debts?

I usually advise my clients to appear if they can in situations like this, but as the other attorney said, unless there are ramifications for not...

Can you get legal action against you on check fraud for a payday loan that is illegal in NC?

Go speak to a consumer rights attorney in your area. There are a lot of scams going around with payday lenders and you do not want to fall victim...

Do I need a real Estate atty in CA?

Bankruptcy doesn't strip him from the deed to the property. The lender has to foreclose on his legal rights to possession for that to happen. No...

A friend's home is in foreclosure with Bank of America. He has been shunted from department to department.

I'm not sure based on your question what you think the cause of action might be. There are likely several class actions against bank of america,...

I had an old debt with a record company, I paid it back in 2006.After that I thought the debt was gone.Then in 2009 I get hit

Sounds like a fairly solid FDCPA claim, but you should consult with a local attorney about other potential state law claims as well.

Bankruptcy

If the husband declares bankruptcy and the wife does not, then the wife could be held liable for joint debts, but nothing of his individual filing...

You should consult with your bankruptcy attorney, or if you don't have one, find one. Failure to properly schedule claims that arose before you...