I have a 2nd TD for 42k that is worth nothing. The bank refused my offer to settle for 5k. Should I raise my offer slightly?

In addition to Attorney Bunce's point, I have found that if I first offer an amount paid out over a string of months, then I can sometimes get the...

To pay off my car I need around 10,000. To drive it I need around 6,000. They want to repo it but its been over a year..

Not a lot of help to be had. If they have a valid lien, they can repo the car. With a lease you're only contracting to use the car for a set...

Agree with Attorney Bunce. You may have some remedies in what stands for a landlord/tenant court in KS (not in WA), but I don't see the benefit...

I did a voluntary repo in early 2010 in GA thru Wells Fargo. I just got a call from a collection agency wanting the remainder.

It's potentially a debt you owe, and is made up of the difference between what you owed when you returned the vehicle and what they sold it for at...

The bank that is financing my condo is retaining 3 checks that belong to me, the owner.

Hire a lawyer. You'll want someone who specializes in RESPA. By sending a Qualified Written Request, the bank is required by law to respond in a...

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I respectfully disagree with the other contributor. It can sometimes take 2-3 weeks for a bank to discover a check or money order was a forgery. ...

My driver's license is suspended due to failure to pay traffic fines. Can chapter 7 bankruptcy help with this situation?

The traffic fines would not be, but the late penalties may be. A chapter 13 may be a better option.

This is an attempt to get around the personal meeting requirement of the FTC regulation of the debt settlement industry.

Can the debt collection agency sue me or anything in that manner?

Do you have the hardship agreement in writing and was there a time limit on it? Is it the collection agency who made the deal or the leasing...

His estate, if there were one, would be responsible for the bills. Did you open an estate or did you speak to an attorney about the need to open...