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Terry L Goddard Jr

Bankruptcy and debt Attorney at Baltimore, MD

5.0   18 reviews
Free consultation
Free consultation
  • State Years
    Maryland - MD 21 years
    Arizona - AZ 21 years
  • Licensed for 21 years
    State MD
    Acquired 2002
    Active No misconduct found
  • Licensed for 21 years
    State AZ
    Acquired 2002
    Inactive No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Terry

Learn Terry’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    If you are facing foreclosure, excessive debt, wage garnishment, or need some relief from your creditors bankruptcy provides a fast inexpensive way to get a fresh start.

    17 years, 400 cases

  2. Chapter 13 bankruptcy
    Chapter 13 Bankruptcy can help you if you are behind on your mortgage, need to reduce your car payments, need to pay off or eliminate tax debt, or a looking to get your finances back under control.

  3. Chapter 7 bankruptcy
    Chapter 7 bankruptcy can help if you do not have the money to pay off your debts, are having your wages garnished, or need to stop lawsuits or judgments.

    17 years

  4. Foreclosure

  5. Tax


There with you every step of the way. Terry takes the time to assist each client personally and make sure they are prepared for each step of the bankruptcy process until discharge.


During his legal career Terry has gained a broad base of knowledge that allows him to assist his clients efficiently and successfully navigate the trials and anxiety of legal proceedings. In particular, Terry has extensive experience assisting clients when their financial situation leads them to seek bankruptcy protection. Terry has represented individuals and businesses under the bankruptcy code in the following areas:


  • Chapter 7 individual and small business filing
  • Chapter 13 individual reorganization
  • Chapter 11 small business reorganization
  • Foreclosure defense
  • Debt restructuring
  • Adversary proceedings including discharge enforcement and student loan discharge


Terry strives to provide superior customer service and one-on-one interaction throughout the process of filing for bankruptcy protection. Skeen & Kauffman provides their clients with an affordable legal experience without any reduction in quality of service with the understanding that you, as our client, are going through a very difficult financial time.


Client's Choice 2015
Client's Choice


Skeen & Kauffman LLP
22325 Greenview Parkway
Unit 1C
Great Mills, MD, 20634
Skeen & Kauffman LLP
9256 Bendix Road
Suite 102
Columbia, MD, 21045
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5.0 / 5.0
  18 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Client's Choice 2015
Client's Choice
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Joanne | November 11, 2014
Highest Recommendation Possible
Terry is not what I would consider a typical attorney. He made us feel completely comfortable throughout the entire bankruptcy process and provided much needed guidance along the way. I could not imagine going through this without him. He is a Godsend!
Posted by JUDITH | November 9, 2014
He helped us understand our case from the beginning to the end and was always there for us. He is a very kind hearted Attorney, and always available for us when we have questions , or did not understand a stuation.
Posted by anonymous | October 30, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Thorough, hard working and most importantly caring.
The title says it all. If you are clueless to the fine details of the law like we were then you need someone to break it down so you can understand. Terry is amazing at that and we appreciated it so much. He always was working hard for us. Always kind and caring. To me that is most important.
Posted by Mary | August 13, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Superb attorney.
Mr. Goddard helped me solve my issues professionally, promptly and was non-judgmental. A pleasure to work with.
Posted by Javier | September 15, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Terry does excellent work
Terry did a great job shepherding a very challenging case to a successful conclusion. He was able to be flexible with my needs and coordinate and communicate with all parties involved. I would recommend him highly.
Posted by Sabrina | May 18, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great Attorney
Terry is a great person to work with. He was always available for any questions or issues that my husband and I had during the time of our bankruptcy.
Posted by anonymous | May 8, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Patient, Committed, Thorough and Empathetic
I can't say enough about Terry's representation as my bankruptcy lawyer. Bankruptcy is not something to be proud off. I was very impressed with Terry's professionalism and commitment to making sure the entire process was as painless as possible. He was patient and worked hard. He took care of everything so I didn't have to. It was a relief not to do the heavy lifting. I appreciate the support of being there at the face to face hearing with the trustee as well. He exceeded my expectation. He was worth every dollar I spent. Overall, I highly recommend him as your bankruptcy lawyer.
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Posted by anonymous | March 5, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13
From the first time my husband and I met with Terry Goddard he has been nothing but professional and kind. Not one time did we feel that we were being judged in the situation that had put ourselves into. Whenever we needed any information about our case or anything for that matter, he was quickly to answer and help us out. Sometimes in life when you feel that there is no help out there only just the Lord, I feel that Terry was used as an instrument by Him to help us. And I'm sure a lot of people don't say that about attorneys. We've learned a lot about taking care of our finances, and hopefully we will never need his help, but I would'nt hesitate to recommend him to anyone. A million thanks Terry!!
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Posted by Chris | January 21, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney
Your stressed out, your over your head in debt, your under the enormous stress that comes with your financial situation. I was lost with my predicament and very distrustful of anyone. I heard about Mr. Goddard and took the step. Mr. Goddard was everything one could hope for in such a desperate situation. He was honest and straight forward step by step and was a complete comfort. He always returned phone calls, emails, and took the extra time to explain the actions taking place. I felt more like I was dealing with an old friend rather than a lawyer taking care of business for a fee. He passed no judgement and did everything to relieve the stress of my financial down fall. If you find yourself in a bankruptcy need, DO NOT HESITATE calling upon Mr. Goddard for his help.
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Posted by Cherome | January 19, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Mr.Terry Goddard was EXCELLENT in handling my Bankruptcy case,all my calls and emails were returned in a very timely manner.Mr.Goddard made a hard process very is easy for me,I would recommend him to everyone.
Posted by Kathy and Jim | December 8, 2015
This review is from a person who hired this attorney.
| Hired Attorney
We are very pleased with Terry, every time one of us called him he would be back in touch within the day we called by phone or text or e-mail. We had a rough patch in our lives but, Terry never made us feel like we are bad people because we fell in hard times. He didn't act or make us feel like he was just in it for the money he really did help us all the way. We thank him and the company for everything everyone did for us.
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Posted by Nickie | November 11, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Extremely helpful and does the job!
We contacted Terry back in Jan, the whole ordeal was extremely painless! The hardest part was to get our paperwork together. Terry explained everything and answered every email in less than 24 hours! Usually within hours of emailing him. Highly recommend!
Posted by Robert | October 30, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney
Having been a casualty of the economy I was forced to seek bankruptcy. In the past I have dealt with many attorneys who were arrogant, condescending, and impossible to reach without going through their paralegal first. I wanted an attorney who would listen, give good sound advice, and most importantly treat me like a valued client. From the initial consultation to the final plan payment Mr. Goddard delivered. He has been professional, courteous, and always returned my phone calls in a timely manner. He knows the laws, he is honest, and he is there to help you. Each case is unique and mine was full of challenges. It was decided to go with a chapter 13 and a 5 year payment plan. Life happens and issues arise that require the attorney to be notified and/or consulted with. Never once, over five years, did Mr. Goddard fail to provide prompt, courteous, professional resolve to my issues. Never once did Mr. Goddard make me feel like I was keeping him from something more important. In fact Mr. Goddard went above and beyond his scope of work to ensure my issues were handled correctly and promptly. if you are searching for an attorney I would strongly suggest Mr. Goddard. He is (I can't stress this enough) by far the best attorney I have hired.
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Posted by Ada | July 23, 2015
I appreciate Mr. Goddard and everything he has done from my first meeting to make this process less intimidating, efficient and timely. I trust his judgement as he has communicated with me every step of the way, helped me understand all of my options, process, etc. He is personable and non-judgmental. I would highly recommend him for any needs and I am so appreciative and happy with his services.
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Posted by Thomas | July 13, 2015
Terry was always there to help
Terry made a tough process run smoothly and was always available to me when I needed help. He's very willing to explain the process and answered my questions in terms I understood. I would highly recommend him to anyone.
Posted by Karen M. | February 8, 2015
Yes! There are decent attorneys!
I got myself into a situation and didn't know what to do. No matter how hard I tried, I couldn't keep up with the payments I had every month. After thinking long and hard my only option was to file for bankruptcy. I had no idea where or to go or who to talk to. I went online and happened to find Terry Goddard.  He was a blessing. When I met him, I was embarrassed ashamed and humiliated by my situation but knew I had to do this.  As soon as we started talking he made me feel comfortable. He was friendly and funny. You hear horror stories about experiences people had with attorneys but I can honestly say there's not one bad experience I had with him. He didn't judge or disrespect me. He made a terrible situation bearable and treated me with courtesy, respect and decency.  He made the whole process as comfortable as possible. He explained things to me in a way I could understand and not talk over my head. I'm a simple, older adult and that meant a lot to me. His office is a bit of a distance from me so one time he met me at a coffee shop right up the road from me. I never would have expected that. If anyone is in a bad financial situation and don't know what to do and are trying to do the best they can and do the right thing but it just isn't enough, please contact him for help. For being an attorney, he's a decent human being. So if you find you're in a situation like I was, please contact him. I promise you, you will be more than pleased with Terry.
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Posted by Danielle | November 10, 2014
Highly Recommended
Terry has been very knowledgeable and helpful in all areas of my bankruptcy. He responds with answers to all my questions in an unbelievably prompt manner.
Posted by anonymous | May 30, 2013
good lawyer ever had
I have consulted several lawyers on my case before I met him. He is the one who I can trust. He reviewed my case carefully. He clearly explained to me about my case. Whenever I called or emailed to him, he responded quickly. I was lucky to have him work on my case.
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  • Free Consultation 45 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 7.3 (Very Good)

Work Experience

  • Partner
  • Skeen & Kauffman, L.L.P.
  • 2011 - Present


  • American University, Washington College of Law
  • JD - Juris Doctor
  • 2002
  • The George Washington University
  • BA - Bachelor of Arts
  • 1998

Languages Spoken

  • English

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Baltimore Bankruptcy and debt Lawyer Terry L Goddard Jr
Terry L Goddard Jr
Bankruptcy and debt Attorney
Baltimore, MD
Licensed for 21 years
Free Consultation