Thaddeus Jay Holmquist

Was referred by a family member to discuss options for filing Chapter 7 Bankruptcy. I called the number provided on the website and was contacted by a male whom simply states he was calling from "Heather Dickerson's Bankruptcy". I explained my situation that I live with my gf/fiance, never been marri...ed and a home was purchased by her in July 2022 and the mortgage under her name. She pays the monthly mortgage and put my name on the title of the home for survivorship purposes because we have kids together. He proceeded to ask info about her income and occupation which he says was relevant to my case, yet we aren't married, I gave a ballpark figure. He then proceeded to ask about the house and was there any equity, I advised the home showed current list price on Zillow and he then asked if I could see how much was owed on the mortgage and he would call back same day, never did. I had the info ready, no call, I reached out Monday to get an update, recieved a text back stating I couldn't be represented for a Chapter 7, only Chapter 13 based on my GIRLFRIEND'S income because we lived together, never asked for any of the mortgage info, specific income or anything and didn't respond to any other questions or bother to call, waste of time, don't use!

I had a few people use him for chapter 7, and they said he was fantastic. So, I decided to use him for a chapter 13. Once the filing on the chapter 13 the communication becomes delayed, they will not pick up the phone when you call and are slow to respond to emails. It will take days before you get a... response.

During my court appearance I had a different lawyer represent me from his firm and he didn't even no I was sitting in front of the trustee. As of 2 months after bankruptcy discharge I continue to be contacted from mortgage company through the mail when I no longer own home after being sold at auction.... I get harassing mail and bills from the Town I lived in. This is not the Fresh Start that they advertise. On top of that when you try contacting the firm you get no where's with his team of people no phone calls back no response to e-Mail either. I guess that old saying is right "You Get What You Pay For"!!

I heard about this lawyer from a friend who used him and his partner Heather for getting out of debt problem. I found myself in the same situation some time later and when I asked for a quote I was pleasantly surprised to find out that it was actually the cheapest one I had received. He took the time... to walk me through the whole bankruptcy process and did everything that he said he would do. I owe him my thanks and a great review!