Thaddeus Jay Holmquist

Was referred by a family member to discuss options for filing Chapter 7 Bankruptcy. I called the number provided on the website and was contacted by a male whom simply states he was calling from "Heather Dickerson's Bankruptcy". I explained my situation that I live with my gf/fiance, never been marri...ed and a home was purchased by her in July 2022 and the mortgage under her name. She pays the monthly mortgage and put my name on the title of the home for survivorship purposes because we have kids together. He proceeded to ask info about her income and occupation which he says was relevant to my case, yet we aren't married, I gave a ballpark figure. He then proceeded to ask about the house and was there any equity, I advised the home showed current list price on Zillow and he then asked if I could see how much was owed on the mortgage and he would call back same day, never did. I had the info ready, no call, I reached out Monday to get an update, recieved a text back stating I couldn't be represented for a Chapter 7, only Chapter 13 based on my GIRLFRIEND'S income because we lived together, never asked for any of the mortgage info, specific income or anything and didn't respond to any other questions or bother to call, waste of time, don't use!

I had a few people use him for chapter 7, and they said he was fantastic. So, I decided to use him for a chapter 13. Once the filing on the chapter 13 the communication becomes delayed, they will not pick up the phone when you call and are slow to respond to emails. It will take days before you get a... response.

Mr. Holmquist represented me in a chapter 7 bankruptcy in Greenbelt MD. He was very professional and very courteous. Everything went well with my case and I got a chance to start over. His fee was way less than the other lawyers I had called. He also let me make payments while I was getting my stuff... together for the case.