My wife is being threatened with wage garnishment by a collection agency who is the fourth agency to buy this account. Can they.

When Walmart sold the debt it came off its records as an "asset," meaning that it lost its right to collect. However, the right to collect...

Been out of chap 13 since April now trying to refi. A 2nd Mort Co. I had now saying I owe them. My ex lawyer said no then then.

The order should provide that the lien is only avoided AFTER you get your discharge, so if your case was converted or dismissed without a discharge...

What questions and items should I be looking for in discovery. I am defendant, personal 7 bankruptcy.

I am assuming that you filed your case without the benefit of an attorney, if that's the case, yesterday would be the time to hire one, as an...

Do I need a bankruptcy attorney

If the debt is causing youyou anguish (for example stress, lawsuits, garnishment ), then a Bankruptcy is always worth exploring, if only to...

Do I need a consumer lawyer?

If you had bankruptcy counsel, you should advise him or her immediately, as there MAY be a discharge violation and, even if not, a potential Fair...

After a Chapter 7, if I am not hoping to save the home, does it matter if title is transferred by deed-in-lieu vs. foreclosure?

The deed in lieu does not create new liability, and an attempt to create liability on the loan would violate your discharge, assuming that there...

Can I tell a creditor that I will be filing bankruptcy next month?

You can say what ever you want. Most creditors want a case number or at least an attorney's name. Without an actual filing you can't stop a...

The answer is they can always, sue but what happens depends on the circumstances. A government issued loan is not subject to limitations (Since...

Do i need to cancel the failure to pay rent if my tenant files bankruptcy chapter 7?

I would agree that it is possible for a Chapter 7 to be dismissed, especially if the Debtor has no lawyer and does not fulfill his obligations to...

Is a lawyer acting as debt collector required to send monthly statements showing current balance owed?

Maryland Rule 3-646(j) requires that where there is a garnishment, the judgment creditor should file a monthly report showing the balance and...