How can someone refuse cash for a legal debt? Are there any consequences? Is this even legal?

The cash in my wallet says "this note is legal tender for all debts, public and private" It seems to me that if I tender (i.e. offer Payment) I...

Can I file bankruptcy alone even if I am married and how much does a lawyer charge for help?

You can, but the fact that you are married may be significant. Given that you are on disability, you may want to consider starting with Maryland...

Bankruptcy chapter 7 violation of automatic stay by creditor re: auto reaffirmation

If you filed the case with an attorney, the attorney is the ONLY party the lender should contact. If not, I don't think its a violation to call...

Is this false and misleading information (15 U.S. Code § 1692e)? Can pre-judgement be added? Do I have a case?

The amounts involved don't warrant anything but settling. From what you have said, I don't see a Fair Debt Violation arising from the lawyer...

Can I do the reopen the bankruptcy myself? Can I file the certificate myself as well?

You can file yourself, but I agree with the post regarding whether or not the attorney had, but did not file the certificate promptly. You...

Do I have any recourse here? I went from a 3 job household to one and it is killing me to have to pay for 2 cars each month.

I agree with Mr. Shuster in part. You may want to consider whether you have a lemon law claim, if the manufacturer is not able to provide a...

Can a collection agency collect a medical debt from 06/2009 if the debt was reported to the agency on 04/2015?

The contact from the collection MAY violate Fair Debt Collection Practices if, in fact it threatened to sue when it has no right to do so.

if you file in November, you start making regular payments in December. First plan payment to trustee is usually due thirty days after you file...

Private loans and Chapter 7 Bankruptcy - are private loans included or excluded?

Pursuant to the most recent amendments, private student loans are excluded from discharge

What to do if a company doesn't take out their payment

I am confused - are you saying that the creditor gets the check and then refuses to deposit it? This makes no sense. If that is the case, I would...