David Michael Lux

David Lux handled our Chapter 13 Bankruptcy case about 3 years ago. My wife and I have just finished our 3 year bankruptcy plan. David was extremely knowledgeable and helpful to us. When we came to David, my wife and I qualified for Chapter 7 Bankruptcy but we were several months behind on our 2 c...ars loans and our mortgage payments due to a recent temporary job loss. Even though we were filing for bankruptcy, our car loan companies were threatening repossession and were struggling to come up with the money to catch up. We had met with several bankruptcy attorneys before being recommended to David and none before him recommended filing for Chapter 13 Bankruptcy instead of Chapter 7 to better handle and catch up on our car loans and mortgages . After meeting with David and understanding our options much better, we were much more relived and less stressed going through the bankruptcy process. By filing for Chapter 13 Bankruptcy, we were able to make low payments to catch up on our mortgage and spread out our 2 cars loans where the monthly payments were now several hundred dollars a month lower than before and we no longer were behind on them. And we were still able to wipe out all of our credit cards and medical debt. David filed our case quickly and was always available to answer our questions and concerns. He is also very friendly. I highly recommend David Lux as a bankruptcy attorney. He did a great job for us.